Premium credit cards we have officially verified
We only list cards whose published facts trace to an official issuer source. No INR-per-point estimates, no transfer-ratio claims and no redemption math unless the issuer has confirmed it.
Axis Bank
Axis Atlas
Officially verified Axis Atlas facts and verified Krisflyer, Etihad Guest and United MileagePlus partner pages.
View verified factsAmerican Express
American Express Platinum Charge
Three approved facts sourced directly from American Express official disclosures.
View verified factsHDFC Bank
HDFC Infinia
Three approved facts sourced directly from HDFC Bank official product page.
View verified factsAxis Bank
Axis Bank Horizon Credit Card
Axis Bank's airline-agnostic travel card and the successor slot to Atlas for new applicants.
View verified factsAxis Bank
Axis Bank Magnus Credit Card
Axis's super-premium lifestyle card. After the 2024 devaluations it rewards one profile clearly: people who put ₹1.5 lakh+ per month on the card and transfer EDGE points to airline partners at 5:2 (5:4 for Burgundy).
View verified factsSBI Card
SBI Card ELITE
SBI Card's flagship lifestyle card. Modest base rewards, but the welcome voucher, movie benefit, milestone bonuses, and a 1.99% forex markup — among India's lowest — make it a benefits card rather than a points-chasing card.
View verified factsSBI Card
Cashback SBI Card
India's simplest flat-cashback card: 5% on any online merchant, auto-credited to your statement. Devalued effective 1 April 2026 with tighter caps and new exclusions — still strong for online-first spenders who stay inside the limits.
View verified factsSBI Card
SBI Card MILES ELITE
The top card in SBI's airline-agnostic MILES family. Travel Credits transfer to 25+ airline and hotel partners — up to 1:1 — so you bank points first and pick the airline later. Among the few Indian cards pairing real transfer partners with a 1.99% forex markup.
View verified factsSBI Card
SBI Card MILES PRIME
The mid-tier of SBI's MILES family: the same 25+ transfer partners and ratios as the pricier MILES ELITE, just slower earn rates and a lower fee. The smart pick if you want transfer flexibility without ₹4,999 of annual commitment.
View verified factsHDFC Bank
HDFC Bank Regalia Gold Credit Card
HDFC's flagship mid-premium travel card. Strong milestone vouchers and brand-accelerated rewards — but note: HDFC revised the card effective 15 May 2026, and domestic lounge access is now conditional on quarterly spend, which most comparison sites haven't caught up with yet.
View verified factsHDFC Bank
HDFC Bank Millennia Credit Card
India's most widely held cashback card: 5% back on ten big online brands (Amazon, Flipkart, Swiggy, Zomato, Uber and more). The headline rate is real — but monthly caps and a growing exclusion list decide whether it's actually worth it for you.
View verified factsHDFC Bank
Marriott Bonvoy HDFC Bank Credit Card
India's first hotel co-branded card. The maths is simple: one Free Night Award worth up to 15,000 Bonvoy points every year (welcome and renewal) against a ₹3,000 fee — if you stay at Marriott properties even twice a year, the card usually pays for itself.
View verified factsAU Small Finance Bank
AU Small Finance Bank Zenith Credit Card
AU Bank's premium card with one standout trick: 20 reward points per ₹100 on standalone-restaurant dining — about 5% back, among the highest dining earn rates in India — plus a 1.99% forex markup. The rest of the card is more ordinary than the fee suggests.
View verified factsICICI Bank
Amazon Pay ICICI Bank Credit Card
India's most widely held lifetime-free cashback card, co-branded with Amazon. Rewards land as Amazon Pay balance with no expiry. Note: the card is invite-only — you can only apply if Amazon shows you the offer in the app.
View verified factsAxis Bank
Flipkart Axis Bank Credit Card
One of India's most popular online-shopping cashback cards. Unlimited 5% back on Flipkart and Cleartrip plus 4% at a set of partner brands — strong value for anyone who lives in the Flipkart ecosystem.
View verified factsHSBC
HSBC TravelOne Credit Card
The most attainable transferable-miles card in India now that Axis Atlas is closed to new applicants. Reward points convert 1:1 to airline and hotel partners instantly in the HSBC app — so you bank points and pick the airline later.
View verified factsHDFC Bank
HDFC Bank Diners Club Black Metal Edition Credit Card
HDFC's super-premium travel card and the attainable sibling to the invite-only Infinia — a flat 3.33% reward rate, 1:1 transfers to one of India's strongest partner networks, and unlimited lounge access. Note: the older Diners Club Black is closed to new applicants; this is the current Metal Edition.
View verified factsHDFC Bank
Tata Neu Infinity HDFC Bank Credit Card
HDFC's premium Tata co-brand card. You earn NeuCoins on every spend — up to 10% inside the Tata Neu app and 5% across Tata brands like Croma, BigBasket and Westside — redeemable 1 NeuCoin = ₹1 across the Tata ecosystem. The RuPay variant also earns on UPI.
View verified factsIDFC FIRST Bank
IDFC FIRST Wealth Credit Card
A genuinely lifetime-free Visa Infinite card with lounge access, golf, a low 1.5% forex markup and reward points even on rent, utilities and insurance. The rewards are entry-level for the premium framing, and 2026 devaluations cut them further — but at zero fee it's a strong card to simply hold.
View verified factsICICI Bank
ICICI Bank Emeralde Private Metal Credit Card
ICICI's flagship super-premium metal card and the closest India-market rival to HDFC Infinia — a flat ~3% reward rate, unlimited lounge and golf, and a welcome basket that can offset the fee. Note: it's largely invite-led, offered mainly to ICICI Private and Wealth clients.
View verified factsSBI Card
SimplyCLICK SBI Credit Card
A low-fee entry-level card built for online shopping. You earn 10X reward points at a set of online partner brands and 5X on all other online spends, plus milestone vouchers when your annual online spend crosses ₹1 lakh and ₹2 lakh.
View verified factsAxis Bank
Axis Bank ACE Credit Card
One of India's most popular entry-level cashback cards. You get 5% on utility bills and recharges via Google Pay, 4% on Swiggy, Zomato and Ola, and an uncapped 1.5% on everything else — auto-credited to your statement, no redemption needed. It also adds lounge access, rare at this fee.
View verified factsAdditional cards are not listed until their facts pass our official-source evidence workflow. Read our methodology.