ICICI Bank
ICICI Bank MakeMyTrip Platinum Credit Card
ICICI Bank MakeMyTrip Platinum Credit Card by ICICI Bank. Facts on this page are extracted and verified automatically from official issuer documents.
Fees & welcome
Joining fee
- ₹500 (first year).
- No annual/renewal fee 2nd year onwards.
Verified · Most Important Terms & Conditions (MITC) – ICICI Bank Credit Cards (covers MakeMyTrip ICICI Bank Platinum Credit Card) · 2026-08-03 · source
Annual / renewal fee
Nil (no annual fee, 1st year and 2nd year onwards).
Verified · Most Important Terms & Conditions (MITC) – ICICI Bank Credit Cards (covers MakeMyTrip ICICI Bank Platinum Credit Card) · 2026-08-03 · source
Fee waiver
- No annual fee applies (Nil in year 1 and 2nd year onwards) for this card.
- Minimum spends for annual fee reversal marked NA.
Verified · Most Important Terms & Conditions (MITC) – ICICI Bank Credit Cards (covers MakeMyTrip ICICI Bank Platinum Credit Card) · 2026-08-03 · source
Welcome benefit
- Onboarding benefits (Primary Cardholder only, credited within 45 business days of joining fee payment; holiday voucher is part of welcome kit): ₹500 My Cash (100% usable MakeMyTrip cash in My Wallet) + MakeMyTrip holiday voucher worth ₹3,000.
- My Cash joining benefit requires payment of the joining fee post fee levy and before the 2nd statement cycle due date.
- Threshold: payment against 1st/2nd statement must be greater than or equal to the joining fee excluding taxes.
Verified · Terms and Conditions – MakeMyTrip ICICI Bank Platinum Credit Card Features & Offers (Rewards/Program Terms) · 2026-08-03 · source
Earn rates
- My Cash earned on card spends: Domestic spends outside MakeMyTrip - ₹1.00 per ₹200.
- International spends outside MakeMyTrip - ₹1.25 per ₹200.
- Spends on flight bookings on MakeMyTrip - ₹2.00 per ₹200.
- Spends on hotel/holiday bookings on MakeMyTrip - ₹3.00 per ₹200.
- (1 My Cash = ₹1).
Verified · Terms and Conditions – MakeMyTrip ICICI Bank Platinum Credit Card Features & Offers (Rewards/Program Terms) · 2026-08-03 · source
Lounge & forex
Lounge access
- Domestic airport lounge: 1 complimentary access per quarter (Cardholder can access domestic visits at selected airport in India up to once a quarter).
- Railway lounge access is available (MakeMyTrip ICICI Bank Platinum Credit Card is an eligible card).
- W.e.f. Jul 01, 2026, unlocking airport lounge access requires spends of ₹75,000 in a calendar quarter to unlock access in the next calendar quarter.
Verified · Terms and Conditions – MakeMyTrip ICICI Bank Platinum Credit Card Features & Offers (Rewards/Program Terms) · 2026-08-03 · source
Forex markup
- Foreign currency transactions mark-up: 0.99% (w.e.f. changes noted in MITC).
- Applicable to MakeMyTrip ICICI Bank Credit Card.
- Note the MITC states this markup is NOT applicable to MakeMyTrip ICICI Bank Platinum Credit Card and MakeMyTrip ICICI Bank Signature Credit Card, so the standard 3.50% mark-up applies to this Platinum card.
Verified · Most Important Terms & Conditions (MITC) – ICICI Bank Credit Cards (covers MakeMyTrip ICICI Bank Platinum Credit Card) · 2026-08-03 · source
Fees & charges
Interest-free period
- Interest-free period could range from 18 to 48 days.
- A grace period of 3 days is given after the payment due date.
Verified · Most Important Terms & Conditions (MITC) – ICICI Bank Credit Cards (covers MakeMyTrip ICICI Bank Platinum Credit Card) · 2026-08-03 · source
Fuel
Fuel surcharge waiver
- Fuel surcharge waiver of 1% of transaction value on HPCL petrol pumps (valid on a maximum transaction of ₹4,000, when payment is made by swiping the card on ICICI Merchant Services swipe machines).
- Surcharge waiver of 1% on all petrol pumps on select cards.
- Fuel surcharge waiver applicable for spends up to ₹50,000 per statement cycle.
Verified · Most Important Terms & Conditions (MITC) – ICICI Bank Credit Cards (covers MakeMyTrip ICICI Bank Platinum Credit Card) · 2026-08-03 · source
Rewards
Milestone benefit
- Milestone 1: Spend ₹50,000 on flights/hotels/holiday bookings on MakeMyTrip using the card and earn 1,000 My Cash each anniversary year.
- Milestone 2: Spend ₹2.5 lakh using the card and earn 1,000 My Cash each anniversary year.
- Also: BookMyShow/INOX buy-one-get-one movie ticket offer (25% off up to ₹100 on min. two tickets per transaction) available up to twice a month.
Verified · Terms and Conditions – MakeMyTrip ICICI Bank Platinum Credit Card Features & Offers (Rewards/Program Terms) · 2026-08-03 · source
Reward cap
- For MakeMyTrip ICICI Bank Credit Card, Reward Points accrued are capped for Insurance Category at 1,000 Reward Points per anniversary year.
- Reward Points accrued per statement cycle are capped on Transportation Transaction at ₹10,000 (Platinum).
- No reward points for Cash and Rent categories.
- No reward points for E-Wallet Reload.
- Fuel category earns no reward points (this exception does not apply to MakeMyTrip ICICI Bank Credit Card, which does earn on fuel).
Verified · Most Important Terms & Conditions (MITC) – ICICI Bank Credit Cards (covers MakeMyTrip ICICI Bank Platinum Credit Card) · 2026-08-03 · source
Reward exclusion
Verified · Terms and Conditions – MakeMyTrip ICICI Bank Platinum Credit Card Features & Offers (Rewards/Program Terms) · 2026-08-03 · source
Travel & lifestyle
Dining benefit
Culinary Treats: cardholder can avail dining offers/discounts at restaurants that have a tie-up with ICICI Bank's Culinary Treats programme (illustrative assumption of ₹1,000 spent per month at partner restaurants).
Verified · Terms and Conditions – MakeMyTrip ICICI Bank Platinum Credit Card Features & Offers (Rewards/Program Terms) · 2026-08-03 · source
Official sources
Verified 2026-08-03 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.
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