SBI Card
SBI Card Prime Advantage
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You'll land on the issuer's official application portal at sbicard.com — if a different card is shown first, use its card selector to pick this one.
Overview
SBI Card Prime Advantage by SBI Card. Facts on this page are extracted and verified automatically from official issuer documents.
Fees
Joining fee
Confirm on the official page
Fee waiver
Renewal fee waived off on annual spends of ₹3 Lakh or more in the preceding year.
Verified · SBI Card Prime Advantage product page · 2026-08-18 · source
Renewal fee
₹2,999 (Waived off on annual spends of ₹3 Lakh or more in the preceding year).
Verified · SBI Card Prime Advantage product page · 2026-08-18 · source
Rewards
Not published in the official documents on file — see the official T&C link below.
Travel & lounge
Lounge access
Confirm on the official page
Dining, golf, concierge, insurance, milestones & welcome
Welcome benefit
Confirm on the official page
Eligibility
Not published in the official documents on file — see the official T&C link below.
Charges & interest
Forex markup
3.5% Foreign Currency Transaction Fee (for all cards except AURUM, Elite, Prime NRI Secured, IndiGo SBI Card ELITE, Tata Neu Infinity SBI Credit Card, SBI Card Miles Elite/Miles Prime/Miles).
Verified · SBI Card Prime Advantage product page · 2026-08-18 · source
Interest-free period
20 to 50 days (applicable only on retail purchases and if previous month's outstanding balance is paid in full).
Verified · SBI Card Prime Advantage product page · 2026-08-18 · source
Transfers
Not published in the official documents on file — see the official T&C link below.
Common questions
What is the annual fee on the SBI Card Prime Advantage?
Officially traced: Rs.2,999.
SBI Card Prime Advantage product pageIs the SBI Card Prime Advantage annual fee ever waived?
Renewal fee waived off on annual spends of Rs.3 Lakh or more in the preceding year.
SBI Card Prime Advantage product pageWhat are the transfer ratios for SBI Card Prime Advantage points?
Transfer ratios are not shown here as a confident value. Confirm the current ratio in your issuer account before transferring.
What is one point on the SBI Card Prime Advantage worth?
Point value varies by award, route and partner programme, so this page does not publish a rupees-per-point figure.
Other verified details
Not published in the official documents on file — see the official T&C link below.
Official documents & verification
Official terms
https://www.sbicard.com/en/personal/credit-cards/rewards/sbi-card-prime-advantage.page.
Verified · SBI Card Prime Advantage product page · 2026-08-18 · source
Verified 2026-08-18 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.
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