Union Bank of India VISA Signature Credit Card

Interest-free period

Up to 50 days of interest-free credit period from the date of purchase (subject to submission of the charge by the merchant).

Verified · VISA Signature Credit Card product page · 2026-08-03 · source

Fuel surcharge waiver

1% fuel surcharge waiver on eligible fuel transactions (between ₹400 and ₹5,000), capped at ₹1,000 per statement cycle (GST applicable).

Verified · harvested from product page · 2026-08-03 · source

Reward cap

Reward Points accrued for insurance transactions capped at 2,000 per transaction.

Verified · harvested from product page · 2026-08-03 · source

Reward exclusion

• EasyEMI and e-wallet loading transactions do not accrue Reward Points.
• Reward Points reversed if a retail transaction is converted into SmartEMI.
• Reward Points not accrued on fuel transactions.
• Reward Points nullified if card not used for more than 365 days.

Verified · harvested from product page · 2026-08-03 · source

Insurance

• Complimentary insurance cover on select card variants.
• Policy coverage starts from date of Credit Card set up.

Verified · harvested from product page · 2026-08-03 · source

Official terms

https://www.hdfc.bank.in/credit-cards/visa-signature-credit-card.

Verified · VISA Signature Credit Card product page · 2026-08-03 · source