HDFC Bank · Premium travel card
HDFC Bank Diners Club Black Metal Edition Credit Card
HDFC's super-premium travel card and the attainable sibling to the invite-only Infinia — a flat 3.33% reward rate, 1:1 transfers to one of India's strongest partner networks, and unlimited lounge access. Note: the older Diners Club Black is closed to new applicants; this is the current Metal Edition.
Fees & welcome
Fee waiver
Renewal fee waived on spends of ₹8 lakh in the preceding 12 months.
Verified · HDFC Bank - Fees & Charges · 2026-06-19 · source
Welcome benefit
On ₹1.5 lakh spend within the first 90 days: complimentary annual Club Marriott, Swiggy One and Amazon Prime memberships.
Verified · HDFC Bank - official card page · 2026-06-19 · source
Earn rates
- 5 Reward Points per ₹150 on retail spends (about 3.33%).
- 2X (10 Reward Points per ₹150) on weekend dining at standalone restaurants.
- Up to 10X Reward Points on select SmartBuy categories (monthly caps apply).
- 1 Reward Point = ₹1 on SmartBuy flights and hotels, or transfer 1:1 to airline and hotel partners.
Verified · HDFC Bank - official card page · 2026-06-19 · source
Lounge & forex
Who it's for
Best for
- High spenders who want a premium travel card without waiting for an Infinia invite.
- Miles collectors using SmartBuy's 1:1 transfers to airline and hotel partners.
- Frequent flyers who'll use unlimited lounges and quarterly golf.
Not ideal for
Lower spenders — the ₹10,000 fee and ₹8 lakh waiver bar are steep, eligibility needs a high income, and the Diners Club network has patchier acceptance than Visa or Mastercard.
Rewards
Milestone benefit
10,000 Reward Points on ₹4 lakh spend per calendar quarter, credited within 7 working days.
Verified · HDFC Bank - official card page · 2026-06-19 · source
Reward cap
Maximum 75,000 Reward Points can be earned per statement cycle.
Verified · HDFC Bank - official card page · 2026-06-19 · source
Redemption value
- Redeem Reward Points for up to 70% of flight and hotel booking value via SmartBuy.
- Pay the rest on the card.
Verified · HDFC Bank - official card page · 2026-06-19 · source
Reward exclusion
Verified · HDFC Bank - official card page · 2026-06-19 · source
Travel & lifestyle
Golf benefit
6 complimentary golf games per quarter (up to 24 a year).
Verified · HDFC Bank - official card page · 2026-06-19 · source
Dining benefit
Up to 40% off on dining via Swiggy Dineout.
Verified · HDFC Bank - official card page · 2026-06-19 · source
Concierge
24x7 dedicated concierge desk.
Verified · HDFC Bank - official card page · 2026-06-19 · source
Protection
Insurance
Travel insurance up to ₹55,000 for baggage delay beyond 8 hours on international flights.
Verified · HDFC Bank - official card page · 2026-06-19 · source
Official sources
Verified 2026-06-19 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.