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HDFC Bank

HDFC Bank Diners Club Premium Credit Card

Source-traced to issuer Verified 2026-08-14
View on official site →

This is the issuer's own page for this card. We earn nothing from this link.

You'll land on the issuer's official application portal at hdfc.bank.in — if a different card is shown first, use its card selector to pick this one.

Overview

Diners Club Premium Credit Card by HDFC Bank. Facts on this page are extracted and verified automatically from official issuer documents.

Fees

Joining fee

₹2,500.

Verified · Diners Club Premium Credit Card (fleet document) — governing document (side-door search) · 2026-08-14 · source

Annual / renewal fee

₹1000.

Verified · Diners Club Premium Credit Card product page · 2026-08-14 · source

Fee waiver

Minimum Spend of ₹3 Lakh / Annum for waiver of annual membership fee / renewal charges for next year.

Verified · Diners Club Premium Credit Card product page · 2026-08-14 · source

Renewal fee

₹2,500.

Verified · Diners Club Premium Credit Card (fleet document) — governing document (side-door search) · 2026-08-14 · source

Rewards

Redemption value

  • Reward Points/CashPoints are valid only for 2 years from the date of accumulation.
  • Rewards Redemption Fee: ₹99 per redemption request.
  • Cashback Redemption Charges: ₹50 per cashback redemption.

Verified · Diners Club Premium Credit Card product page · 2026-08-14 · source

Reward cap

  • Maximum reward points that can be earned in a statement cycle for Diners Premium Card is 50,000 | Grocery transactions capped at 2000 Reward Points per month for Diners Premium.
  • Utility and Telecom transactions capped at 2000 Reward Points per calendar month each.
  • Insurance transactions capped at 2000 per month (w.e.f 1st July 2025).
  • Flight & hotel booking redemption capped at 50,000 reward points per calendar month.

Verified · mitc · 2026-08-14 · source

Reward exclusion

Rent paymentsGovernment related transactionsOnline Skill-Based gaming transactionsEasyEmi and e-wallet loading transactions do not earn Reward Points. Reward Points accrued reversed if a retail transaction is converted into SmartEMI

Verified · Diners Club Premium Credit Card product page · 2026-08-14 · source

Travel & lounge

Lounge access

  • Diners Club Credit Cardholders can use their credit card to avail lounge access outside India.
  • All visits exceeding the complimentary limit will be charged at the prevailing lounge rate inclusive of taxes.

Verified · mitc · 2026-08-14 · source

Dining, golf, concierge, insurance, milestones & welcome

Welcome benefit

Confirm on the official page

Eligibility

Not published in the official documents on file — see the official T&C link below.

Charges & interest

Forex markup

Cross currency mark-up of 2% (for Diners Club Premium).

Verified · Diners Club Premium Credit Card (fleet document) — governing document (side-door search) · 2026-08-14 · source

Charge

  • Cash advance fee: 2.5% or ₹500 whichever is higher.
  • Cash Processing Fee: ₹100.
  • Payment Return Charges: 2% of Payment amount subject to minimum of ₹450.
  • Over-limit charges: 2.5% of overlimit amount, subject to a minimum of ₹550.
  • Rewards Redemption Fee: ₹99 per redemption request.
  • Cashback Redemption Charges: ₹50 per cashback redemption.
  • Balance Transfer Processing Charges: 1% of BT amount or ₹250, whichever is higher.
  • Duplicate physical statement charges: ₹10.
  • Reissue of Lost, Stolen or Damaged Card: ₹199 for non-metal cards.
  • Card Validation charges: ₹2.
  • Rent Pay (w.e.f 1st July 2025): 1% fee capped at ₹4999 per transaction.
  • Fuel Charges: 1% fee on Fuel transaction exceeding ₹15,000 for consumer cards, capped at ₹4999 per transaction.
  • Utility Charges: 1% fee on utility spends exceeding ₹50,000 per Calendar month for consumer cards, capped at ₹4999 per month.
  • Education Charges: 1% fee on Education transactions done through third party apps, capped at ₹4999 per transaction.
  • Dynamic currency conversion Markup Fee (w.e.f 15th May 2026): 1.75%.
  • Add-on Card Fee: Lifetime Free.
  • Online Skill based Gaming (w.e.f 1st July 2025): 1% fee on spends exceeding ₹10,000 in a calendar month, capped at ₹4999 per month.
  • Wallet Loading excl PayZapp (w.e.f 1st July 2025): 1% fee on spends exceeding ₹10,000 in a calendar month, capped at ₹4999 per month.
  • Late Payment Charges (w.e.f 1st August'24): Nil up to ₹100.
  • ₹100 for ₹101-500.
  • ₹500 for ₹501-1,000.
  • ₹600 for ₹1,001-5,000.
  • ₹750 for ₹5,001-10,000.
  • ₹900 for ₹10,001-25,000.
  • ₹1100 for ₹25,001-50,000.
  • ₹1300 for more than ₹50,000.

Verified · Diners Club Premium Credit Card product page · 2026-08-14 · source

Fuel surcharge waiver

  • 1% fuel surcharge waiver on minimum transaction of ₹400 & maximum transaction of ₹5000.
  • Maximum waiver of ₹500 per statement cycle.

Verified · mitc · 2026-08-14 · source

Interest-free period

Interest free credit period could range from 20 to 50 days subject to scheme applicable.

Verified · mitc · 2026-08-14 · source

Transfers

Not published in the official documents on file — see the official T&C link below.

Common questions

What is the annual fee on the Diners Club Premium Credit Card?

Officially traced: Rs. 1000.

Diners Club Premium Credit Card product page

What is the joining fee on the Diners Club Premium Credit Card?

Officially traced: Rs. 2,500.

Diners Club Premium Credit Card (fleet document) — governing document (side-door search)

Is the Diners Club Premium Credit Card annual fee ever waived?

Minimum Spend of Rs. 3 Lakh / Annum for waiver of annual membership fee / renewal charges for next year.

Diners Club Premium Credit Card product page

What lounge access does the Diners Club Premium Credit Card include?

Diners Club Credit Cardholders can use their credit card to avail lounge access outside India.

mitc

What are the transfer ratios for Diners Club Premium Credit Card points?

Transfer ratios are not shown here as a confident value. Confirm the current ratio in your issuer account before transferring.

Other verified details

cash advance

Cash advance fee of 2.5% or ₹500 whichever is higher on the amount withdrawn.

Verified · mitc · 2026-08-14 · source

cash advance fee

2.5% or ₹500 whichever is higher on amount withdrawn.

Verified · mitc · 2026-08-14 · source

finance charge

3.75% per month (45% per annum) excluding GST for all other variants.

Verified · mitc · 2026-08-14 · source

Official documents & verification

Official issuer pageDiners Club Premium Credit Card product pagemitcDiners Club Premium Credit Card (fleet document) — governing document (side-door search)Diners Club Premium Credit Card (fleet document) — governing document (side-door search)

Official terms

https://www.hdfc.bank.in/credit-cards/diners-club-premium-credit-card/fees-and-charges.

Verified · Diners Club Premium Credit Card product page · 2026-08-14 · source

Verified 2026-08-14 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.

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