Axis Bank Select Credit Card

Lounge access

• Complimentary Priority Pass membership: 6 complimentary visits to 1200+ international airport lounges per anniversary year.
• Additional 6 visits per year on spends greater than ₹3 lakhs in that anniversary year.
• Guest visits and visits over the eligible count are charged as per Priority Pass rates.

Verified · Axis Bank Select Credit Card — governing document (side-door search) · 2026-08-14 · source

Welcome benefit

Confirm on the official page

Eligibility

• Complimentary Priority Pass membership for primary cardholders of Axis Bank Select Credit Card: Year 1 - on completing one successful transaction in the first 30 days of card issuance.
• Year 2 onwards - on spends of ₹3 Lakhs in the preceding card anniversary year.

Verified · Axis Bank Select Credit Card — governing document (side-door search) · 2026-08-14 · source

Forex markup

3.50% of the transaction value (Foreign Currency Transaction Fee for all other cards).

Verified · mitc · 2026-08-14 · source

Charge

• Finance/interest charge: 3.75% per month (55.55% per annum) on extended credit and cash advances (effective 20th Dec 2024).
• Cash withdrawal fee: 2.5% (Min. ₹500) of cash amount.
• Cash payment at branches: ₹175 (daily cash limit ₹50,000).
• Foreign Currency Transaction Fee: 3.50% of transaction value.
• Dynamic Currency Conversion markup: 1.5% plus taxes.
• Rent Transaction Fee: 1% per transaction.
• Wallet Load Transaction Fee (from 20th Dec 2024): 1% on cumulative wallet loads of ₹10,000 or more per statement cycle.
• Fuel Transaction Fee (from 20th Dec 2024): 1% on cumulative fuel spends of ₹50,000 or more per statement cycle.
• Education Transaction Fee (from 20th Dec 2024): 1% per transaction via third party apps.
• Utility Transaction Fee (from 20th Dec 2024): 1% on cumulative utility spends of ₹25,000 or more per statement cycle.
• Online Skill-Based Gaming Transaction Fee (from 20th Dec 2024): 1% on cumulative spends of ₹10,000 or more per statement cycle.
• Over-limit Fee: 2.5% of over-limit amount (Min. ₹500).
• Cheque return/dishonour/auto debit reversal/SI/NACH payment failure: 2% of payment amount (Min. ₹500).
• Late Payment Fee: Nil up to ₹500.
• ₹500 for ₹501-5,000.
• ₹750 for ₹5,001-10,000.
• ₹1,200 above ₹10,000.
• Additional ₹100 recurring on missing MAD for two consecutive cycles.
• Duplicate Statement, Charge slip Retrieval, Outstation Cheque, Mobile Alerts, Hot listing, Balance Enquiry, Replacement fees: Waived.

Verified · mitc · 2026-08-14 · source

Fuel surcharge waiver

• 1% fuel transaction surcharge.
• Refunded for fuel transactions between ₹400 to ₹4,000, maximum benefits up to ₹400 per Statement Cycle for Select Credit Card.

Verified · mitc · 2026-08-14 · source

Interest-free period

• 20 to 50 days, depending on the date of transaction.
• Suspended if previous month's balance not paid by due date.

Verified · mitc · 2026-08-14 · source

Official terms

https://www.axis.bank.in/cards/credit-card/axis-bank-select-credit-card.

Verified · Axis Bank Select Credit Card product page · 2026-08-14 · source