Standard Chartered India Priority Visa Infinite Credit Card

Lounge access

• Domestic (Visa Lounge program): 4 complimentary lounge accesses per calendar quarter.
• Both primary and supplementary Eligible Cardholders get this individually (subject to a nominal non-refundable swipe fee of INR 2).
• International (Priority Pass): complimentary Priority Pass membership (card fee of USD 99 waived).
• 2 uses per Priority Pass card per month waived for both primary and supplementary cardholders on meeting FUM qualification criteria of INR 30 Lakh at individual account level.
• Visits beyond eligible complimentary visits and all guest visits chargeable at up to USD 35 per visit.

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Forex markup

• 3.5% transaction fee on all overseas transactions (includes charges paid to Visa/Master for converting overseas transactions into INR).
• Transactions at merchants registered overseas, even if located in India, attract 1% from Visa/MasterCard included in the transaction amount.

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Charge

• Annualized Percentage Rate (w.e.f. 1 May 2021): 3.75% p.m. (APR 45%) for all cards.
• Instant credit card variants 1.99% p.m. (APR 23.88%).
• Cash transactions 3.75% p.m. (APR 45%).
• Minimum Amount Due: higher of 5% of statement outstanding, or sum of installments+interest+fees+over-limit+1% of principal, or ₹250.
• Late Payment Charges (w.e.f. 1 May 2024): ₹0 (<=₹100).
• ₹100 (₹101-500).
• ₹500 (₹501-5,000).
• ₹700 (₹5,001-10,000).
• ₹1,200 (>₹10,000).
• Plus additional ₹100 late fee if Minimum Amount Due not received for 2 or more consecutive months.
• Cheque Bounce Charges: ₹500.
• Over Limit Charges: ₹500 per instance or 2.5% of overlimit amount (min ₹500).
• Card Replacement Fee: NIL.
• Rewards Handling Charges: ₹99.
• Cash Advance Fee (ATM withdrawals): 3% of amount, min ₹300.
• Overseas Transactions: 3.5% (except Ultimate Card 2%).
• Surcharges: Railway ₹25 or 2.5% (whichever higher).
• Petrol ₹10 or 1% (whichever higher).
• Rental payments (w.e.f. 2 April 2023): 1% processing fee + taxes.
• GST at applicable rates.
• Cheque/Cash Pick up Fee: ₹100 for overdue accounts.
• Cash Repayment Fee: ₹299 for cash bill payment at branch.
• Paper Statement: ₹99 per month if opted for both paper and electronic.
• Branch Service Handling Charges (service requests at branch): ₹199 (except Visa Infinite, Emirates World & Ultimate).
• Self Service IVR / Phone Banking: FREE.

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Interest-free period

• Interest-free (grace) period ranges from 18-48 days to 25-55 days depending on your Payment Due Date (Payment Due Date is between 18 and 25 days after the Statement Date).
• Does not apply to cash advances and revolving balances.

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Fuel surcharge waiver

• Fuel surcharge: ₹10 or 1% of transaction (whichever is higher) on Petrol transactions.
• The rate of surcharge may vary depending on acquiring bank.

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Concierge

• Standard Chartered Priority Concierge books golf games (organised by Golflan).
• Contact: 18001027274.
• Email: scb.priority@aspirelifestyles.com.
• Bookings must be made only through the Concierge.

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Golf benefit

• 2 complimentary golf games per month per valid Cardholder.
• 1 complimentary guest game per month per valid Cardholder.
• 1 complimentary coaching session per month for the Cardholder.
• All valid only at domestic golf courses listed in Annexure 1.
• Booking only through Standard Chartered Priority Concierge.
• Convenience and other charges apply even for complimentary games.

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Travel benefit

• Overseas air accident cover of INR 1 Crore and medical insurance worth USD 25,000 (complimentary).
• Travel Inconvenience Insurance includes cover for loss of checked-in baggage, loss of travel documents, delayed baggage, hijacking, trip delay and emergency medical expenses.
• Valid only for primary Cardholder and only for overseas travel.
• Ticket must be paid using the Priority Visa Infinite Credit Card.
• Average trip duration restricted to 30 days and maximum 90 days.

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Insurance

• HDFC Ergo policy (No. 2999206693039301000): Personal Air Accidental Death (air, international travel, primary cardholder only) ₹1,00,00,000.
• Checked Baggage Loss USD 500.
• Baggage Delay USD 100 (beyond 12 hrs).
• Loss of Baggage & Personal Documents USD 750.
• Hijacking USD 100.
• Flight Delay USD 200 (beyond 12 hrs).
• Emergency Medical Expenses USD 25,000 (deductible USD 100).
• Lost or Stolen Card Cover ₹25,000 (includes card forgotten at ATM and theft of funds due to unauthorized digital access).
• Non-ATM swipe of min ₹499 within 30 days of loss mandatory for claims across all sections.
• Ticket must be paid using this card.

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Eligibility

• Qualifying criteria: Gross Monthly Income (GMI) ₹3,00,000.
• Card is for Standard Chartered Priority Banking customers.
• Issued subject to satisfying the Bank's credit card norms.

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Official terms

https://www.sc.bank.in/credit-cards/priority-banking-visa-infinite/.

Verified · Priority Visa Infinite Credit Card product page · 2026-08-02 · source