Verified premium cards hub
A source-first decision hub for three premium Indian credit cards: Axis Atlas, American Express Platinum Charge India and HDFC Infinia. We only show a confident fact when it is verified from an official issuer source. Everything else is clearly hedged so you can confirm details on the official issuer page before you apply, spend, or transfer.
Verified card guide
3 verified transfer partner pages
Officially verified Edge Miles transfer partner facts. Other Axis Atlas facts remain hedged.
View card guideVerified card guide
3 verified facts
Verified annual fee, base Membership Rewards earning rate, and EazyDiner Prime Membership.
View card guideVerified card guide
3 verified facts
Verified joining fee, renewal fee (with milestone waiver) and base Reward Points earning rate.
View card guideTrust status applies per cell. Pending or blocked rows must be confirmed on the official issuer source before you rely on them.
Annual / joining / renewal fee
Axis Atlas
The current Axis Atlas joining and annual fees are set by Axis Bank and may change. Confirm on the official Axis Atlas card page before applying.
Amex Platinum Charge
Annual fee: ₹66,000 + applicable taxes.
HDFC Infinia
Joining fee: ₹12,500 + applicable taxes. Renewal: ₹12,500 + applicable taxes (waived on ₹10 lakh annual spend).
Base reward earning
Axis Atlas
Edge Miles earning rates and category rules are set by Axis Bank and change from time to time. Confirm on the official Axis Atlas page.
Amex Platinum Charge
1 Membership Rewards point per ₹40 spent (base Membership Rewards earning rate).
HDFC Infinia
5 Reward Points per ₹150 spent (base earning on general spend).
Transfer partner verification
Axis Atlas
Verified transfer paths: Singapore Airlines KrisFlyer, Etihad Guest, United MileagePlus. See the partner pages for details.
Amex Platinum Charge
Membership Rewards partner list is published by American Express India but not yet captured here from an official source. Pending verification.
HDFC Infinia
HDFC publishes its own airline and hotel partner list. Pending official verification here.
Transfer ratios
Axis Atlas
Ratios shown on each verified Axis Atlas partner page — every value flows through the official-source trust check.
Amex Platinum Charge
Blocked until each Membership Rewards transfer ratio is verified from an official Amex India source.
HDFC Infinia
Blocked until each HDFC Reward Points transfer ratio is verified from an official HDFC Bank source.
Dining benefits
Axis Atlas
Pending official verification. Confirm dining offers on the official Axis Atlas page.
Amex Platinum Charge
Complimentary EazyDiner Prime Membership
HDFC Infinia
Dining benefits and partner offers on HDFC Infinia are set by HDFC Bank and partner programmes. Pending official verification.
Lounge benefits
Axis Atlas
Lounge entitlements set by Axis Bank and lounge operators. Confirm on the official Axis Atlas page.
Amex Platinum Charge
Lounge entitlements set by American Express India and lounge operators. Confirm on the official Amex India card page.
HDFC Infinia
Lounge entitlements set by HDFC Bank and lounge operators. Confirm on the official HDFC Infinia page.
Hotel / travel benefits
Axis Atlas
Hotel status, on-property credits and travel privileges depend on enrolment and partner programmes. Confirm on official sources.
Amex Platinum Charge
Hotel benefits, status matches and Fine Hotels & Resorts terms are set by American Express India and partner hotels. Pending verification here.
HDFC Infinia
Hotel and travel benefits on HDFC Infinia depend on HDFC enrolment terms and partner hotel programmes. Pending official verification.
SmartBuy / accelerated rewards
Axis Atlas
Axis Atlas accelerated category rules are set by Axis Bank and change from time to time. Pending official verification here.
Amex Platinum Charge
Amex Platinum Charge accelerated category rules in India depend on official Amex India terms. Pending verification here.
HDFC Infinia
HDFC SmartBuy accelerator value is blocked until each rule and cap is verified from an official HDFC Bank source.
Redemption values (₹/point)
Axis Atlas
Blocked. Point values vary by award and are not published as a confident ₹/point figure here.
Amex Platinum Charge
Blocked. Membership Rewards point values vary by transfer and award; confirm in your Amex India account.
HDFC Infinia
Blocked. HDFC Reward Points value depends on redemption type and the live offer; confirm on the official HDFC SmartBuy or NetBanking interface.
Currently verified evidence coverage
Axis Atlas
Axis Atlas currently has officially verified transfer partner information for the partner list shown above.
Amex Platinum Charge
Amex Platinum Charge currently has officially verified fee, base Membership Rewards earning rate, and EazyDiner Prime Membership facts.
HDFC Infinia
HDFC Infinia currently has officially verified fee and base reward earning facts (renewal waiver on the published spend threshold).
Pending verification
Axis Atlas
Annual fee, reward rate, lounge/dining/hotel/travel benefits and accelerated category rules remain pending here.
Amex Platinum Charge
Transfer ratios, lounge/hotel/travel benefits and other category rules remain pending official verification here.
HDFC Infinia
SmartBuy value, transfer ratios, lounge/dining/hotel/travel benefits and forex markup remain pending official verification here.
We do not rank these cards on opinion. The notes below describe only which decision-grade facts are currently officially verified.
Verify every fact on this page against the official issuer source.
Pending official verification
We verify facts from official issuer sources only. Tell us what you want verified next and we'll prioritise it. Optional — leave an email to get notified when this fact is officially verified.
