Club Vistara IndusInd Bank Explorer Credit Card

Renewal fee

• Annual Fee: ₹10,000 (No Joining or Annual fee will be charged after 31 March 2025).
• On payment of Renewal Fee, you get a Complimentary Business Class Ticket voucher from Vistara.

Verified · Club Vistara IndusInd Bank Explorer Credit Card — official product page · 2026-08-15 · source

Redemption value

• Club Vistara Points can be redeemed for flight bookings across the Vistara network.
• CV Points transferred to CV Account in the subsequent billing cycle.

Verified · Club Vistara IndusInd Bank Explorer Credit Card — official product page · 2026-08-15 · source

Reward cap

Club Vistara points will be earned only for spends up to the assigned credit limit in every statement cycle.

Verified · Club Vistara IndusInd Bank Explorer Credit Card — official product page · 2026-08-15 · source

Lounge access

Priority Pass usage fee up to US$35 per person per visit will be applicable after utilization of complimentary visits for Club Vistara Explorer Credit Card.

Verified · mitc · 2026-08-15 · source

Travel benefit

• 24x7 concierge service for flight bookings, hotel reservations and support (call 1860 267 7777).
• Auto Assist roadside assistance available in Mumbai, Delhi, Bangalore, Pune, Chennai and Kolkata.

Verified · Club Vistara IndusInd Bank Explorer Credit Card — official product page · 2026-08-15 · source

Welcome benefit

• Complimentary Club Vistara Gold membership (first year only), a Complimentary Business Class Ticket voucher from Vistara, and Gift Vouchers worth ₹25,000 from IndusInd Bank upon payment of joining fee (Joining Fee: ₹40,000).
• Threshold: payment of joining fee.

Verified · Club Vistara IndusInd Bank Explorer Credit Card — official product page · 2026-08-15 · source

Dining benefit

EazyDiner dining offer available via https://www.eazydiner.com/dining/indusind-dining-voucher.

Verified · Club Vistara IndusInd Bank Explorer Credit Card — official product page · 2026-08-15 · source

Insurance

• Travel insurance via The Oriental Insurance Company Ltd.: Lost baggage up to ₹1,00,000.
• Delayed baggage up to ₹25,000.
• Loss of passport up to ₹50,000.
• Lost ticket up to ₹25,000.
• Missed flight connection up to ₹25,000.
• Also Total Protect covering an amount equal to the credit limit against unauthorised transactions on loss/theft and counterfeit fraud.

Verified · Club Vistara IndusInd Bank Explorer Credit Card — official product page · 2026-08-15 · source

Milestone benefit

• Complimentary Business Class Ticket voucher on every spend milestone of ₹3 lacs.
• Earn up to a maximum 5 vouchers in a year (₹3,00,000 / 6,00,000 / 9,00,000 / 12,00,000 / 15,00,000 = 1 Business Class ticket each).
• Voucher issued within 45 days of achieving threshold.

Verified · Club Vistara IndusInd Bank Explorer Credit Card — official product page · 2026-08-15 · source

Eligibility

• Program revised w.e.f 12th Nov'24 due to merger of TATA SIA Airlines Ltd (Vistara) with Air India.
• Card being migrated to a different variant.
• Benefits on the Vistara Credit Card applicable only till 31st March 2025.
• Applicable only to select customers who have received communication from the Bank.

Verified · Club Vistara IndusInd Bank Explorer Credit Card — official product page · 2026-08-15 · source

Forex markup

1.8%.

Verified · mitc · 2026-08-15 · source

Charge

• Interest (revolving credit and cash advances): 2.85% per month / 34.00% per annum.
• Late Payment Charges: Waived for Club Vistara Explorer Credit Card.
• Over Limit Charges: Waived for Club Vistara Explorer Credit Card.
• Cash Advance Charges: Waived for Club Vistara Explorer Credit Card.
• Returned Payments: ₹250.
• Balance Enquiry on Non-IndusInd ATMs: ₹25.
• Cash Payment Fee at IndusInd Bank Branch: ₹100.
• Duplicate Physical Statement Request: ₹100 per statement (beyond last 3 months).
• Re-issue/Replacement: NIL for Club Vistara Explorer Credit Card.
• Charge-slip Request: ₹300.
• Reward Redemption Fee: Cash Redemption ₹149 (w.e.f 1st April 2025), all other ₹100.
• Rent payments through third-party merchants: fee will NOT be levied on Club Vistara Explorer.
• Utility payment: 1% Fee + GST on cumulative spends more than ₹25,000 in a statement cycle.
• Wallet Loading: 1% Fee + GST on cumulative spends more than ₹20,000 in a statement cycle.
• Education Payment (third-party): 1% Fee + GST on cumulative more than ₹45,000 in a statement cycle.
• GST at current rate.

Verified · mitc · 2026-08-15 · source

Official terms

https://www.indusind.bank.in/in/en/personal/cards/credit-card/club-vistara-indusInd-bank-explorer-credit-card.html.

Verified · Club Vistara IndusInd Bank Explorer Credit Card product page · 2026-08-15 · source