Icai Exclusive Bobcard

Lounge access

• 12 complimentary domestic airport lounge visits per year (3 per quarter).
• Requires min. net spends of ₹40,000 in preceding calendar quarter to qualify.
• Card validation by ₹2 swipe.
• 5-hour cooling period.
• No international lounge access stated.

Verified · BOBCARD Lounge Terms & Conditions (covers ICAI Exclusive lounge access) · 2026-08-03 · source

Forex markup

2% reduced forex mark-up on international spends.

Verified · Icai Exclusive Bobcard product page · 2026-08-03 · source

Charge

• Contactless payments: No PIN required for single transactions under ₹5000.
• Transactions above ₹5000 require PIN.
• Contactless single-transaction limit in India is ₹5000.

Verified · harvested from product page · 2026-08-03 · source

Redemption value

• TWID Pay with Rewards: 1 RP = 15 Paisa.
• Minimum 500 reward points to redeem.
• Up to 25% of invoice redeemable.
• Statement redemption minimum 1000 Reward Points.
• Reward Points valid for 2 years from date of accumulation (expire if not redeemed within 2 years).

Verified · BOBCARD Product Features & Rewards – Important Terms & Conditions (covers ICAI Exclusive) · 2026-08-03 · source

Reward cap

• Accelerated Reward Points capped at 1000 Reward Points per statement cycle for ICAI exclusive.
• Further spends earn at regular earn rate.

Verified · BOBCARD Product Features & Rewards – Important Terms & Conditions (covers ICAI Exclusive) · 2026-08-03 · source

Reward exclusion

• No reward points on transactions below ₹100.
• Fuel transactions don't earn reward points.
• Spends on select MCCs (Annexure 1) don't qualify.
• Credit Card on UPI transactions and Utility transactions (MCC 4900) not eligible for Accelerated Reward Points.

Verified · BOBCARD Product Features & Rewards – Important Terms & Conditions (covers ICAI Exclusive) · 2026-08-03 · source