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DBS Bank India

DBS Spark Credit Card

DBS Spark Credit Card by DBS Bank India. Facts on this page are extracted and verified automatically from official issuer documents.

Source-traced to issuer Verified 2026-08-02

Fees & welcome

Joining fee

  • Spark5: ₹499.
  • Spark10: ₹999.
  • Spark20: ₹1499 (plus GST).
  • First year fee.

Verified · Key Fact Statement (KFS) – DBS Spark Credit Card · 2026-08-02 · source

Annual / renewal fee

  • Spark5: ₹499.
  • Spark10: ₹999.
  • Spark20: ₹1499 per year (second year onwards; plus GST as applicable).

Verified · Key Fact Statement (KFS) – DBS Spark Credit Card · 2026-08-02 · source

Fee waiver

  • Annual membership fee / renewal charges for next year waived on minimum spend: Spark5 ₹1,50,000.
  • Spark10 ₹2,00,000.
  • Spark20 ₹2,50,000.

Verified · Most Important Terms & Conditions (MITC) – Consolidated (covers DBS Spark Credit Card) · 2026-08-02 · source

Earn rates

Earn 2 Cash Points on every ₹200 spent.

Verified · DBS Spark Credit Card product page · 2026-08-02 · source

Fees & charges

Interest-free period

  • Interest free (grace) period ranges between 20 to 50 days.
  • Not applicable if previous month's balance not cleared in full.

Verified · Key Fact Statement (KFS) – DBS Spark Credit Card · 2026-08-02 · source

Fuel

Fuel surcharge waiver

  • 1% fuel surcharge waiver (or ₹10, whichever higher) on minimum fuel transactions of ₹400 and maximum ₹4000 per statement cycle, capped at ₹100 (Spark5) / ₹150 (Spark10) / ₹250 (Spark20).
  • GST on fuel surcharge not reversed.

Verified · Key Fact Statement (KFS) – DBS Spark Credit Card · 2026-08-02 · source

Eligibility

Eligibility

Cash withdrawal (cash) limit is 10% of the credit limit.

Verified · Most Important Terms & Conditions (MITC) – Consolidated (covers DBS Spark Credit Card) · 2026-08-02 · source

Official terms

Official terms

https://www.dbs.bank.in/in/credit-cards/spark.html.

Verified · DBS Spark Credit Card product page · 2026-08-02 · source

Official sources

Official issuer pageKey Fact Statement (KFS) – DBS Spark Credit CardMost Important Terms & Conditions (MITC) – Consolidated (covers DBS Spark Credit Card)DBS Spark Credit Card product page

Verified 2026-08-02 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.

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