IndusInd Bank

Poonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card

Poonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card by IndusInd Bank. Facts on this page are extracted and verified automatically from official issuer documents.

Source-traced to issuer Verified 2026-08-05

Fees & welcome

Joining fee

Nil (no joining fee).

Verified · Poonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card product page · 2026-08-05 · source

Annual / renewal fee

Confirm on the official page

Earn rates

2.5x reward points on e-commerce.
Plus movie offers, fuel surcharge waivers, and UPI payments.

Verified · Poonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card product page · 2026-08-05 · source

Fees & charges

Charge

Interest / finance charge: 3.83% per month (46.00% per annum) for Poonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card.
Reward Redemption Fee: Cash Redemption ₹149 (w.e.f 1st April 2025).
All other category redemption ₹100.

Verified · Poonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card product page · 2026-08-05 · source

Rewards

Milestone benefit

Earn 3,000 bonus reward points on spending ₹4,00,000 or above within one year from the date of issuance of the card.

Verified · Poonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card product page · 2026-08-05 · source

Redemption value

1 Reward Point = ₹0.40.
2 Reward Points = 1 Airmile.
Reward Points validity is 24 months from the points credit date.

Verified · Poonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card product page · 2026-08-05 · source

Reward exclusion

Fuel transactions will not earn any reward points under this card. Select Merchant Categories (utility bill paymentsinsurance premium paymentsgovernment services/charges/premiumeducation feesrent) earn reduced rewards

Verified · Poonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card product page · 2026-08-05 · source

Travel & lifestyle

Dining benefit

Buy one get one free on movie tickets through BookMyShow.
Free ticket price capped at ₹200.
If higher, a ₹200 discount applies and the balance is paid on the card.

Verified · Poonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card product page · 2026-08-05 · source

Eligibility

Eligibility

Discontinued card: Poonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card is listed among IndusInd Bank's discontinued cards.

Verified · Pinnacle Credit Card — governing document (side-door search) (stored) · 2026-08-05 · source

Official sources

Official issuer page Pinnacle Credit Card — governing document (side-door search) (stored)

Verified 2026-08-05 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.

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