BOBCARD Eterna

Lounge access

• Eterna: Unlimited complimentary domestic lounge visits, subject to minimum net spend of ₹40,000 in the preceding calendar quarter.
• Spend criteria waived for the calendar quarter of card issuance (fresh cards only).
• Cooling period of 5 hours between visits.
• Card must be validated by a nominal ₹2 transaction.

Verified · BOBCARD Lounge Program Terms & Conditions (covers Eterna) · 2026-08-02 · source

Forex markup

Reduced 2% Forex mark-up on international spends.

Verified · Eterna product page · 2026-08-02 · source

Charge

• Contactless payments: no PIN required for a single transaction of less than ₹5000.
• For transactions more than ₹5000, credit card PIN is required.
• Maximum contactless single-transaction limit in India is ₹5000.

Verified · harvested from product page · 2026-08-02 · source

Milestone benefit

• 10,000 bonus reward points on spending ₹50,000 or more within first 60 days of card issuance.
• And 20,000 bonus reward points on spending ₹5,00,000 or more in an anniversary year (continuous 365 days from issuance/upgrade).
• Milestone points posted within 30 days of end of promotion period.

Verified · BOBCARD Product Features & Rewards – Important Terms & Conditions (covers Eterna) · 2026-08-02 · source

Redemption value

• TWID Pay with Rewards redemption value: 1 RP = 15 Paisa.
• Minimum 500 reward points required to redeem, up to 25% of total invoice amount can be redeemed.
• Minimum 1000 Reward Points required for redemption against card statement.
• Reward Points on Eterna are evergreen (won't lapse), except points carried forward from an upgraded old card which lapse per their original validity.

Verified · BOBCARD Product Features & Rewards – Important Terms & Conditions (covers Eterna) · 2026-08-02 · source

Reward cap

• Accelerated Reward Points capped at 5000 Reward points per statement cycle for Eterna.
• Further spends in that cycle earn at the regular earn rate.

Verified · BOBCARD Product Features & Rewards – Important Terms & Conditions (covers Eterna) · 2026-08-02 · source

Reward exclusion

Verified · BOBCARD Product Features & Rewards – Important Terms & Conditions (covers Eterna) · 2026-08-02 · source

Dining benefit

• Buy 1 Get 1 on movie tickets: book minimum two movie tickets on District app using BOBCARD Eterna and get 100% instant discount (up to ₹250) on the second ticket.
• Valid once per user per card per calendar month, on any day of the week (promo code BOBMOVIES).

Verified · BOBCARD Eterna Movie Voucher Offer Terms · 2026-08-02 · source

Golf benefit

Visa BOBCARD Eterna customers can avail up to 4 golf coaching lessons in a calendar year (1 lesson per calendar quarter) and a flat 15% off across select golf courses in India.

Verified · BOBCARD Eterna Visa Golf Benefit Terms · 2026-08-02 · source