HDFC Bank Solitaire Credit Card

Charge

• Cash advance fee: 2.5% or ₹500 whichever is higher.
• Finance charges (revolving credit & cash advances): 3.75% per month (45% p.a.).
• Cash Processing Fee: ₹100.
• Payment Return Charges: 2% of payment amount, min ₹450.
• Overlimit charges: 2.5% of overlimit amount, min ₹550.
• Rewards Redemption Fee: ₹99 per request.
• Cashback Redemption Charges: ₹50 per redemption.
• Balance Transfer Processing: 1% of BT amount or ₹250 whichever higher.
• Duplicate physical statement: ₹10.
• Reissue of lost/stolen/damaged card: ₹199 (non-metal).
• Add-on Card Fee: Lifetime Free.
• Dynamic currency conversion Markup Fee: 1.75% (w.e.f 15th May 2026) on transactions in INR at international location or at merchants located in India but registered overseas.
• Rent Pay: 1% (w.e.f 1st July 2025, capped ₹4999/txn).
• Fuel charges: 1% on fuel txn exceeding ₹15,000 (consumer), capped ₹4999/txn.
• Utility charges: 1% on utility spends exceeding ₹50,000/month (consumer), capped ₹4999/month.
• Education charges: 1% via third-party apps, capped ₹4999/txn.
• Online Skill based Gaming: 1% on spends exceeding ₹10,000/month (w.e.f 1st July 2025), capped ₹4999/month.
• Wallet Loading (excl PayZapp): 1% on spends exceeding ₹10,000/month (w.e.f 1st July 2025), capped ₹4999/month.
• Late Payment Charges (w.e.f 1st August'24): Nil up to ₹100.
• ₹100 (₹101-500).
• ₹500 (₹501-1,000).
• ₹600 (₹1,001-5,000).
• ₹750 (₹5,001-10,000).
• ₹900 (₹10,001-25,000).
• ₹1100 (₹25,001-50,000).
• ₹1300 (above ₹50,000).

Verified · HDFC Bank Personal Credit Cards MITC (covers Solitaire) · 2026-08-04 · source

Interest-free period

• Interest free (grace) period could range from 20 to 50 days, subject to the scheme applicable and submission of claims by the merchant.
• Not applicable if previous balance not cleared in full or if cash withdrawn from ATM.

Verified · HDFC Bank Personal Credit Cards MITC (covers Solitaire) · 2026-08-04 · source

Fuel surcharge waiver

• 1% fuel surcharge waiver on minimum transaction of ₹400 & maximum transaction of ₹5000.
• Maximum waiver of ₹250 per statement cycle.

Verified · HDFC Bank Personal Credit Cards MITC (covers Solitaire) · 2026-08-04 · source

Reward cap

Fair Usage Policy (as of Oct'23): maximum reward points that can be earned in a statement cycle for Solitaire is 15,000.

Verified · HDFC Bank Personal Credit Cards MITC (covers Solitaire) · 2026-08-04 · source

Reward exclusion

• Rent payments and Government related transactions do not earn Reward Points on all cards (w.e.f 1 Jan 2023).
• EasyEMI and e-wallet loading transactions do not accrue Reward Points.
• Reward Points reversed if a retail transaction is converted into SmartEMI.
• Online Skill-Based gaming transactions do not earn Reward Points (w.e.f 1 Jul 2025).
• If Credit Card not used for more than 365 days, accrued Reward Points nullified.

Verified · HDFC Bank Personal Credit Cards MITC (covers Solitaire) · 2026-08-04 · source

Eligibility

We are currently not accepting new applications for the HDFC Bank Solitaire Credit Card (card discontinued).

Verified · Solitaire Credit Card product page · 2026-08-04 · source

Official terms

https://www.hdfc.bank.in/credit-cards/solitaire-credit-card.

Verified · Solitaire Credit Card product page · 2026-08-04 · source

finance charge

Finance charges: 3.75% per month (45% per annum) on all other variants (excluding GST).

Verified · HDFC Bank Personal Credit Cards MITC (covers Solitaire) · 2026-08-04 · source