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SBI Card

AIR India SBI Signature Card

Source-traced to issuer Verified 2026-08-19
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You'll land on the issuer's official application portal at sbicard.com — if a different card is shown first, use its card selector to pick this one.

Overview

AIR India SBI Signature Card by SBI Card. Facts on this page are extracted and verified automatically from official issuer documents.

Fees

Joining fee

Confirm on the official page

Annual / renewal fee

₹4,999.

Verified · mitc · 2026-08-19 · source

Fee waiver

Confirm on the official page

Renewal fee

₹4,999.

Verified · kfs · 2026-08-19 · source

Rewards

Redemption value

  • Rewards Redemption Fee ₹99 (applicable only on Physical products, Statement Credit & Vouchers sent physically, for all cards except AURUM).
  • Reward Points valid for 24 months and expire if not redeemed within this period.

Verified · mitc · 2026-08-19 · source

Travel & lounge

Lounge access

Confirm on the official page

Dining, golf, concierge, insurance, milestones & welcome

Welcome benefit

Confirm on the official page

Eligibility

Eligibility

  • Credit Limit and Cash Limit assigned based on internal SBICPSL credit criteria.
  • Add-On cardholders share the same limits as the Primary Account Holder.

Verified · mitc · 2026-08-19 · source

Charges & interest

Forex markup

3.5% Foreign Currency Transaction Fee (applies to this card, not in the exempted list).

Verified · mitc · 2026-08-19 · source

Charge

  • Foreign Currency Transaction Fee: 3.5%.
  • Dynamic Currency Conversion Fee: 3.5% (charged on transactions >= ₹1,000 in Indian Currency at international location or India-registered overseas merchant).
  • Cash Advance Fee: 2.5% or ₹500 whichever is higher (domestic and international ATMs).
  • Finance Charges: up to 3.75% per month (45% per annum).
  • Minimum ₹25.
  • Cash Payment Fee: ₹250.
  • Payment Dishonor Fee: 2% of Payment Amount (min ₹500).
  • Cheque Payment Fee: ₹200.
  • Overlimit Fee: 2.5% of overlimit amount or ₹600 whichever is higher (once per billing cycle).
  • Card Replacement Fee: ₹100-₹250.
  • Late Payment Charges: Nil (₹0-₹100).
  • ₹100 (>₹100-₹500).
  • ₹500 (>₹500-₹1,000).
  • ₹750 (>₹1,000-₹10,000).
  • ₹950 (>₹10,000-₹25,000).
  • ₹1,100 (>₹25,000-₹50,000).
  • ₹1,300 (>₹50,000).
  • Additional ₹100 on missing MAD two consecutive cycles.
  • Rewards Redemption Fee: ₹99.
  • Processing Fee on Rent Payment: ₹199.
  • Utility Payments Fee: w.e.f. 1st Dec 2024, 1% of total Utility Payments if total exceeds ₹50,000 in a billing cycle.
  • Fee on Education Payments: w.e.f. 1st Nov 2025, 1% on Education Payments via third-party apps.
  • Fee on Wallet Load: w.e.f. 1st Nov 2025, 1% on every wallet load transaction exceeding ₹1,000.

Verified · mitc · 2026-08-19 · source

Interest-free period

20 to 50 days (applicable only on retail purchases and if previous month's outstanding balance is paid in full).

Verified · mitc · 2026-08-19 · source

Transfers

Not published in the official documents on file — see the official T&C link below.

Common questions

What is the annual fee on the AIR India SBI Signature Card?

Officially traced: Rs.4,999.

mitc

What are the transfer ratios for AIR India SBI Signature Card points?

Transfer ratios are not shown here as a confident value. Confirm the current ratio in your issuer account before transferring.

Other verified details

finance charge

  • Finance Charges: up to 3.75% per month [45% per annum] from transaction date.
  • Minimum ₹25.

Verified · mitc · 2026-08-19 · source

Official documents & verification

Official issuer pagemitcforexkfs

Official terms

https://sbi.bank.in/web/personal-banking/sbi-forex-card.

Verified · forex · 2026-08-19 · source

Verified 2026-08-19 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.

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