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HDFC Bank

HDFC Bank Dealer Credit Card

Source-traced to issuer Verified 2026-08-12
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This is the issuer's own page for this card. We earn nothing from this link.

You'll land on the issuer's official application portal at hdfc.bank.in — if a different card is shown first, use its card selector to pick this one.

Overview

Dealer Credit Card by HDFC Bank. Facts on this page are extracted and verified automatically from official issuer documents.

Fees

Joining fee

Confirm on the official page

Annual / renewal fee

Confirm on the official page

Fee waiver

Confirm on the official page

Rewards

Not published in the official documents on file — see the official T&C link below.

Travel & lounge

Lounge access

Confirm on the official page

Dining, golf, concierge, insurance, milestones & welcome

Welcome benefit

Confirm on the official page

Eligibility

Not published in the official documents on file — see the official T&C link below.

Charges & interest

Forex markup

  • Charges on Foreign Currency Transactions (Other Commercial Cards, incl. Dealer card): 3.5% markup on transaction value.
  • Dynamic & Static Conversion Markup fee: w.e.f 1st January 2023, 1% markup on all transactions carried out in Indian Currency at an international location or at merchants located in India but registered overseas.

Verified · mitc · 2026-08-12 · source

Charge

  • Charges on Revolving Credit (Dealer Card): 1.025% per month, 12.3% Annually.
  • Charges on non-payment (Dealer Card): 10.3% per annum.
  • Reissue of Lost, Stolen or Damaged Card: ₹100/- per card re-issued.
  • Convenience Fee (applicable only on Dealer card).
  • Cash Processing Fee: All Cash payment of card dues get charged with an additional fee of 1% of the amount.
  • Payment Return fee: 2% of payment amount subject to a minimum of ₹450/-.
  • Outstation Cheque Processing Charges: Cheque value up to ₹5,000/- - Fee will be ₹25/-.
  • Cheque value above ₹5,000/- - Fee will be ₹50/-.
  • Retrieval Fee (Chargeslip): ₹125/- per Chargeslip.
  • Rent Payment (made through third party merchants): w.e.f. 1st August 2024, 1% fee on transaction amount on rental transactions, capped at ₹3000 per transaction.
  • Markup fee of 1% on all transaction carried out in Indian Currency at an international location or at merchants located in india but registered overseas (w.e.f. 1st January 2023).
  • GST @18% applicable all fees and charges.

Verified · mitc · 2026-08-12 · source

Fuel surcharge waiver

  • Fuel surcharge: rate of surcharge may vary depending on the fuel station and their acquiring bank (Other Commercial Cards, including Dealer card).
  • No specific fuel surcharge waiver stated for Dealer card.

Verified · mitc · 2026-08-12 · source

Interest-free period

Up to 22 days for Dealer card.

Verified · mitc · 2026-08-12 · source

Transfers

Not published in the official documents on file — see the official T&C link below.

Common questions

What are the transfer ratios for Dealer Credit Card points?

Transfer ratios are not shown here as a confident value. Confirm the current ratio in your issuer account before transferring.

What is one point on the Dealer Credit Card worth?

Point value varies by award, route and partner programme, so this page does not publish a rupees-per-point figure.

Other verified details

Not published in the official documents on file — see the official T&C link below.

Official documents & verification

Official issuer pagemitcDealer Credit Card product page

Official terms

https://www.hdfc.bank.in/credit-cards/terms-and-conditions.

Verified · Dealer Credit Card product page · 2026-08-12 · source

Verified 2026-08-12 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.

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