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IDFC FIRST Bank

IDFC FIRST Bank NRI Credit Card

NRI Credit Card by IDFC FIRST Bank. Facts on this page are extracted and verified automatically from official issuer documents.

Source-traced to issuer Verified 2026-08-02

Fees & welcome

Joining fee

₹3,000 (NIL for Burgundy Customers).

Verified · NRI Credit Card product page · 2026-08-02 · source

Annual / renewal fee

₹3,000.

Verified · NRI Credit Card product page · 2026-08-02 · source

Fee waiver

Annual Fee waived on spends of ₹6,00,000 in an anniversary year.

Verified · NRI Credit Card product page · 2026-08-02 · source

Welcome benefit

  • Choice of welcome vouchers worth ₹12,500 (e.g., Luxe, Yatra, Postcard hotels).
  • Threshold not stated on official source.

Verified · NRI Credit Card product page · 2026-08-02 · source

Earn rates

  • Earn 12 EDGE Reward Points per ₹200 spent up to ₹1.5 lakh monthly.
  • Earn 35 EDGE Reward Points per ₹200 spent beyond ₹1.5 lakh monthly.

Verified · NRI Credit Card product page · 2026-08-02 · source

Fuel

Fuel surcharge waiver

1% Fuel surcharge waiver.

Verified · NRI Credit Card product page · 2026-08-02 · source

Travel & lifestyle

Concierge

  • Concierge services.
  • Luxury hotel memberships and golf benefits.

Verified · NRI Credit Card product page · 2026-08-02 · source

Golf benefit

Golf benefits.

Verified · NRI Credit Card product page · 2026-08-02 · source

Hotel benefit

Exclusive benefits and offers at Oberoi properties and at Postcard hotels & resorts.

Verified · NRI Credit Card product page · 2026-08-02 · source

Eligibility

Eligibility

  • Primary Card holder should be 18-60 Yrs of age.
  • NRO/NRE account relationship with Axis Bank.
  • Customer has to be present in India for the Card application process.
  • Previous 3 months Income Statement or Average Quarterly Balance.

Verified · NRI Credit Card product page · 2026-08-02 · source

Official terms

Official terms

https://www.axis.bank.in/nri/nri-credit-card.

Verified · NRI Credit Card product page · 2026-08-02 · source

Official sources

Verified 2026-08-02 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.