IDFC FIRST Bank

IDFC FIRST Bank Business Max Credit Card

Business Max Credit Card by IDFC FIRST Bank. Facts on this page are extracted and verified automatically from official issuer documents.

Source-traced to issuer Verified 2026-07-30

Fees & welcome

Joining fee

₹0 (zero joining fees).

Verified · Business Max Credit Card product page · 2026-07-30 · source

Annual / renewal fee

₹0 (zero annual fees).

Verified · Business Max Credit Card product page · 2026-07-30 · source

Fees & charges

Interest-free period

Up to 45 days of interest-free period.

Verified · Business Max Credit Card product page · 2026-07-30 · source

Charge

Interest rate of 12% p.a. (1% monthly) on balances carried beyond the due date.
EMI conversion available on transactions above ₹1,500.
100% cash withdrawal limit.
Cash advance transaction fee ₹199 (per MITC).

Verified · Business Max Credit Card product page · 2026-07-30 · source

Travel & lifestyle

Travel benefit

Withdraw up to 100% of your credit limit as cash whenever you need.

Verified · Business Max Credit Card product page · 2026-07-30 · source

Eligibility

Eligibility

FD-backed card offering guaranteed approval.
Can be applied for with a maximum limit of ₹1 lakh through the application journey.

Verified · Business Max Credit Card product page · 2026-07-30 · source

Official terms

Official terms

https://www.idfcfirst.bank.in/credit-card/business-max-credit-card.

Verified · Business Max Credit Card product page · 2026-07-30 · source

Official sources

Official issuer page

Verified 2026-07-30 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.

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