ICICI Bank Adani One Signature Credit Card

Lounge access

• Adani One ICICI Bank Signature Credit Card: 4 complimentary domestic airport lounge accesses per quarter (Annexure 1).
• From Jul 01, 2026, requires spends of ₹75,000 in a calendar quarter to unlock airport lounge access in the next calendar quarter (valid till Jun 30, 2026 under the earlier fixed-access criteria).
• An authorisation amount of ₹2 on VISA/Mastercard/RuPay and Re. 1 on AMEX is taken on each eligible card at lounge entrance.
• Lounge access valid up to 3 hours per visit.

Verified · Most Important Terms & Conditions (MITC) – ICICI Bank Credit Cards (icicibank.com mirror, last updated Jul 2, 2026) · 2026-08-03 · source

Forex markup

3.50% mark-up on foreign currency transactions (refunds on similar foreign currency transactions also attract 3.5% mark-up).

Verified · Most Important Terms & Conditions (MITC) – ICICI Bank Credit Cards (icicibank.com mirror, last updated Jul 2, 2026) · 2026-08-03 · source

Charge

• Supplementary/Add-On card fee: ₹199 (annual).
• Foreign currency markup: 3.50%.
• Dynamic Currency Conversion fee: 1% (current), 3.5% w.e.f. Jan 15, 2026.
• Finance charges: 3.75% per month (45% p.a.).
• Cash advance transaction fee: 2.5% of advanced amount (min ₹500).
• Rent Pay: 1% of transaction amount.
• Fuel transaction fee: 1% on fuel transactions exceeding ₹10,000.
• Utility transaction fee: 1% on utility payments exceeding ₹50,000.
• Transportation transaction fee: 1% on transactions exceeding ₹50,000 (w.e.f. Jan 15, 2026).
• Education payment fee: 1% for education payments via third-party apps.
• Skill-Based Gaming: 2% (w.e.f. Jan 15, 2026).
• Wallet Load: 1% for wallet load transactions of ₹5,000 or more (w.e.f. Jan 15, 2026).
• Over-limit charge: 2.50% of over-limit amount (min ₹550).
• Fee on cash payment at branches: ₹100 (₹150 w.e.f. Jan 15, 2026).
• Card replacement fee: ₹200.
• Late payment charges: Nil below ₹100.
• ₹100 (₹100-500).
• ₹500 (₹501-1,000).
• ₹600 (₹1,001-5,000).
• ₹750 (₹5,001-10,000).
• ₹900 (₹10,001-25,000).
• ₹1,100 (₹25,001-50,000).
• ₹1,300 (above ₹50,000).
• Return of cheque / Auto-Debit return fee: 2% of Total Amount Due (min ₹500).

Verified · Most Important Terms & Conditions (MITC) – ICICI Bank Credit Cards (covers Adani One Signature) · 2026-08-03 · source

Interest-free period

Interest-free period ranges from 18 to 48 days, plus a 3-day grace period after the payment due date.

Verified · Most Important Terms & Conditions (MITC) – ICICI Bank Credit Cards (covers Adani One Signature) · 2026-08-03 · source

Fuel surcharge waiver

• 1% fuel surcharge waiver of transaction value on all petrol pumps on select cards.
• Valid on a maximum transaction of ₹4,000 at ICICI Merchant Services swipe machines.
• Waiver applicable for spends up to ₹50,000 per statement cycle.

Verified · Most Important Terms & Conditions (MITC) – ICICI Bank Credit Cards (icicibank.com mirror, last updated Jul 2, 2026) · 2026-08-03 · source

Milestone benefit

• BookMyShow offer (w.e.f. Jan 15, 2026): enjoy the BookMyShow offer by spending ₹25,000 or more in the preceding quarter.
• This cycle repeats every quarter.
• Adani One ICICI Bank Signature Credit Card is among eligible cards.

Verified · Most Important Terms & Conditions (MITC) – ICICI Bank Credit Cards (icicibank.com mirror, last updated Jul 2, 2026) · 2026-08-03 · source

Redemption value

• Reward points have expiry of 36 months from date of issuance.
• Redemption handling fee plus GST charged on each redemption: ICICI Bank Rewards Scheme ₹99.
• Mine Cash Statement Credit Redemptions ₹99.
• Mine Cash Catalogue Based Redemptions ₹25.
• Catalogue Based Redemptions ₹99.
• Online and in-store redemptions at Online Partner Brands ₹25.

Verified · Most Important Terms & Conditions (MITC) – ICICI Bank Credit Cards (icicibank.com mirror, last updated Jul 2, 2026) · 2026-08-03 · source

Reward exclusion

Verified · Most Important Terms & Conditions (MITC) – ICICI Bank Credit Cards (icicibank.com mirror, last updated Jul 2, 2026) · 2026-08-03 · source

Official terms

https://www.icici.bank.in/personal-banking/cards/credit-card/adani-icici-credit-card/signature-credit-card.

Verified · ICICI Bank Adani One Signature Credit Card product page · 2026-08-03 · source