HDFC Bank AP Accounts Payable Program

Interest-free period

• Up to 50 days for CTA, Purchase Premium, Purchase Moneyback and Paytm Purchase Card.
• The credit period is customisable and selected by the corporate.
• Credit period could range from 15 to 50 days subject to the scheme applicable.

Verified · Accounts Payable Program – MITC / Fees & Charges (Purchase Card Commercial Payment Solution) · 2026-08-03 · source

Fuel surcharge waiver

• Other Commercial Cards: Fuel surcharge varies from 1% to 2.5% of fuel transaction amount.
• Rate may vary depending on the fuel station and their acquiring bank (GST applicable).
• No dedicated fuel surcharge waiver is stated for this card.

Verified · Accounts Payable Program – MITC / Fees & Charges (Purchase Card Commercial Payment Solution) · 2026-08-03 · source

Eligibility

• Accounts Payable solution is a closed loop card given to entities for making payments towards business expenses.
• Designed for all industries.
• A closed loop card is used to make payments only to a set list of vendors on-boarded on the platform.
• Commercial Card approvals are at the sole discretion of HDFC Bank subject to documentation and verification.

Verified · AP Accounts Payable Program product page · 2026-08-03 · source