MakeMyTrip ICICI Bank Credit Card

Charge

• Add-on/Supplementary Card fee: ₹199 (annual, w.e.f. Nov 15, 2024).
• Finance charges: 3.75% per month (45% per annum) on revolving credit, retail purchases, balance transfer, cash advances, non-payment of minimum due, late payment (w.e.f. Nov 15, 2024).
• Card replacement fee: ₹100 (current) / ₹200 (w.e.f. July 1, 2024).
• Dynamic Currency Conversion fee for MakeMyTrip ICICI Bank Credit Card: 0.99% (w.e.f. Jan 15, 2026; not applicable on Signature and Platinum variants).
• Cash advance transaction fee: 2.5% on advanced amount (min ₹500).
• Rent Pay: 1% fee on transaction amount (MCC 6513).
• Fuel transaction: 1% fee on transactions exceeding ₹10,000 (w.e.f. Nov 15, 2024).
• Utility transaction: 1% fee on transactions exceeding ₹50,000 (w.e.f. Nov 15, 2024).
• Transportation transaction: 1% fee on transactions exceeding ₹50,000 (w.e.f. Jan 15, 2026).
• Education payment (third-party apps): 1% fee (w.e.f. Nov 15, 2024).
• Skill-based gaming: 2% fee (w.e.f. Jan 15, 2026).
• Wallet load: 1% fee on transactions of ₹5,000 or more (w.e.f. Jan 15, 2026).
• Over-limit charges: 2.5% on over-limit amount (min ₹550).
• Fee on cash payment at branches: ₹100 (current) / ₹150 (w.e.f. Jan 15, 2026).
• Late payment charges: None below ₹100.
• ₹100 (₹100-500).
• ₹500 (₹501-1,000).
• ₹600 (₹1,001-5,000).
• ₹750 (₹5,001-10,000).
• ₹900 (₹10,001-25,000).
• ₹1,100 (₹25,001-50,000).
• ₹1,300 (above ₹50,000).
• Return of cheque / Auto-Debit return fee: 2% of Total Amount Due (min ₹500).
• GST at 18% applicable on fees and charges.

Verified · Most Important Terms & Conditions (MITC) – ICICI Bank Credit Cards (covers MakeMyTrip ICICI Bank Credit Card; updated Jul 2, 2026) · 2026-08-03 · source

Interest-free period

• The interest free period could range from 18 to 48 days, with a grace period of 3 days after the payment due date.
• For cash advances, interest is charged from the transaction date until the date of payment.

Verified · Most Important Terms & Conditions (MITC) – ICICI Bank Credit Cards (covers MakeMyTrip ICICI Bank Credit Card; updated Jul 2, 2026) · 2026-08-03 · source

Fuel surcharge waiver

• Fuel surcharge waiver of 1% of transaction value on HPCL petrol pumps (valid on max transaction of ₹4,000 when payment made via ICICI Merchant Services swipe machines) and 1% on all petrol pumps on select cards.
• Waiver applicable for spends up to ₹50,000 per statement cycle.
• On Offus terminals/non-HPCL outlets the surcharge reversal excludes GST.

Verified · Most Important Terms & Conditions (MITC) – ICICI Bank Credit Cards (covers MakeMyTrip ICICI Bank Credit Card; updated Jul 2, 2026) · 2026-08-03 · source

Milestone benefit

• MMTBLACK tier upgrade: spend more than ₹2,00,000 and complete more than 4 trips on MakeMyTrip in the last 12 months to be upgraded to MMTBLACK Platinum tier.
• Separately, a BookMyShow/INOX buy-one-get-one movie offer (25% off up to ₹150 on the second ticket, once a month each on Mastercard and RuPay variants) applies.

Verified · Terms and Conditions – MakeMyTrip ICICI Bank Credit Card (Mastercard & RuPay variants) · 2026-08-03 · source

Reward cap

• MyCash on Insurance spends is capped at a maximum of 1,000 myCash per Anniversary Year.
• Reward Points accrued for the Insurance MCC category are capped at 1,000 Reward Points per anniversary year.

Verified · Terms and Conditions – MakeMyTrip ICICI Bank Credit Card (Mastercard & RuPay variants) · 2026-08-03 · source

Reward exclusion

• No myCash earned on: Rent payment related transactions.
• Cash advances.
• Late payment charges and any other fees/charges connected with the card.
• Joining Fee and Annual Fee (including Add-on card).
• Expenditure in the form of EMI transactions, Balance Transfer (BT) and Personal Loan on Credit Card (PLCC).
• Domestic myCash outside MakeMyTrip excludes rent and EMI payments.
• No reward points on Cash and Rent categories (per MITC).

Verified · Terms and Conditions – MakeMyTrip ICICI Bank Credit Card (Mastercard & RuPay variants) · 2026-08-03 · source

Dining benefit

• Movie ticket benefit on BookMyShow and INOX: Buy one ticket and get 25% off up to ₹150 on the second ticket on BookMyShow, once a month each on the Mastercard and the RuPay variants.
• The benefit is shared between the Primary Card and the Add-on Cards.

Verified · Terms and Conditions – MakeMyTrip ICICI Bank Credit Card (Mastercard & RuPay variants) · 2026-08-03 · source

Hotel benefit

• MakeMyTrip Hotel Voucher worth ₹1,000 (Renewal Benefit) issued within 45 business days of payment of the Annual Fee.
• Valid on hotel and homestay bookings on MakeMyTrip platforms with validity of 3 months from issuance.
• Cannot be redeemed on flights, holiday packages, buses, cabs, trains, activities/experiences and Visas.

Verified · Terms and Conditions – MakeMyTrip ICICI Bank Credit Card (Mastercard & RuPay variants) · 2026-08-03 · source

Eligibility

• The MakeMyTrip ICICI Bank Credit Card is issued for personal expenses and purposes only and must not be used for resale, commercial or business purposes.
• Offered as a dual proposition with both Mastercard and RuPay variants at the time of card issuance.
• Customer's existing MakeMyTrip ICICI Bank Signature and/or Platinum Credit Card (including Add-on) will be cancelled within 45 days of issuance of the new dual-variant card.

Verified · Terms and Conditions – MakeMyTrip ICICI Bank Credit Card (Mastercard & RuPay variants) · 2026-08-03 · source

Official terms

https://www.icici.bank.in/personal-banking/cards/credit-card/makemytrip/makemytrip-icici-credit-card.

Verified · MakeMyTrip ICICI Bank Credit Card product page · 2026-08-03 · source