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HDFC Bank

Flipkart Wholesale HDFC Bank Credit Card

Flipkart Wholesale HDFC Bank Credit Card by HDFC Bank. Facts on this page are extracted and verified automatically from official issuer documents.

Source-traced to issuer Verified 2026-08-04

Fees & welcome

Joining fee

No joining fee (₹0).

Verified · harvested from product page · 2026-08-04 · source

Annual / renewal fee

₹499 + applicable taxes (annual fee).

Verified · harvested from product page · 2026-08-04 · source

Fee waiver

Annual membership fee / renewal charges waived on minimum spend of ₹3 lakh per annum (excludes Cash on Call, Balance Transfer, Cash Withdrawal).

Verified · MITC – Most Important Terms & Conditions (English, covers Flipkart Wholesale HDFC Bank Credit Card) · 2026-08-04 · source

Welcome benefit

  • Activation benefit: ₹500 cashback per transaction on first 3 purchases within first 90 days of carding (minimum transaction of ₹2000 each), equivalent to ₹1500 per customer.
  • Spends limited to Flipkart Wholesale Online Platforms only.

Verified · harvested from product page · 2026-08-04 · source

Earn rates

  • 5% cashback on Flipkart Wholesale Online Spends (capped ₹2000/month).
  • 5% cashback on Telecom, Utility, Govt & Tax Payments (capped ₹250/statement).
  • 1% cashback on all other spends (capped ₹25,000/month).

Verified · harvested from product page · 2026-08-04 · source

Fees & charges

Interest-free period

  • Up to 50 days interest-free credit from date of purchase (subject to charge submission by merchant).
  • Not applicable if previous balance unpaid or cash withdrawn.

Verified · harvested from product page · 2026-08-04 · source

Fuel

Fuel surcharge waiver

  • 1% fuel surcharge waiver on minimum transaction of ₹400 and maximum transaction of ₹5000.
  • Maximum waiver of ₹250 per statement cycle (GST not reversed).

Verified · MITC – Most Important Terms & Conditions (English, covers Flipkart Wholesale HDFC Bank Credit Card) · 2026-08-04 · source

Rewards

Milestone benefit

Launch Offer: additional 5% cashback on Flipkart Wholesale Online Spends capped at ₹3000 per month.

Verified · harvested from product page · 2026-08-04 · source

Redemption value

  • Cashback accrued per calendar month is auto-redeemed against the statement balance of the successive month.
  • No minimum cashback balance threshold for auto-redemption.
  • Rewards Redemption Fee of ₹99 per redemption request applies (Flipkart Wholesale is excluded from the ₹50 cashback redemption charge w.e.f 1st August'24).

Verified · harvested from product page · 2026-08-04 · source

Reward cap

  • 5% cashback on Flipkart Wholesale Online Spends capped ₹2000/month.
  • 5% cashback on Telecom, Utility, Govt & Tax Payments capped ₹250/month.
  • 1% cashback on all other spends capped ₹25,000/month.
  • Maximum cashback under 1% cashback category is ₹25,000 per month.

Verified · harvested from product page · 2026-08-04 · source

Reward exclusion

  • No cashback on EMI purchases.
  • Spends on loading/re-loading prepaid payment instruments and fuel spends do not qualify for 1% cashback.
  • Cancelled/reversed transactions have corresponding cashback reversed.

Verified · harvested from product page · 2026-08-04 · source

Protection

Insurance

Zero liability on fraudulent transactions on reporting card loss immediately to the 24-hour call centre (lost card liability cover from 48 hours of reporting).

Verified · harvested from product page · 2026-08-04 · source

Eligibility

Eligibility

Self-employed customers aged between 21 - 65 years with ITR greater than ₹6 lakh per annum.

Verified · harvested from product page · 2026-08-04 · source

Official sources

Official issuer pageharvested from product pageMITC – Most Important Terms & Conditions (English, covers Flipkart Wholesale HDFC Bank Credit Card)

Verified 2026-08-04 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.

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