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Axis Bank

Airtel Axis Bank Credit Card

Airtel Axis Bank Credit Card by Axis Bank. Facts on this page are extracted and verified automatically from official issuer documents.

Source-traced to issuer Verified 2026-08-03

Fees & welcome

Joining fee

₹500 + taxes.

Verified · harvested from product page · 2026-08-03 · source

Annual / renewal fee

Confirm on the official page

Welcome benefit

  • Amazon e-Voucher worth ₹250 on making the first transaction within first 30 days of card issuance (applicable only for cards charged a Joining Fee of ₹500 + taxes).
  • Redemption link and unique code sent within 30 days of meeting the first-transaction requirement.
  • Must be redeemed within 3 months of the SMS/email.

Verified · Airtel Axis Bank Credit Card product page · 2026-08-03 · source

Earn rates

  • 25% cashback on Airtel Mobile, Broadband, WiFi and DTH bill payments via Airtel Thanks App.
  • 10% cashback on utility bill payments (gas, electricity, etc.) via Airtel Thanks App.
  • 1% base cashback on all other merchants/spends.
  • Plus 10% value back at Zomato, Blinkit and District Movies (via Ecom).

Verified · Cashback & Value-Back Rewards Terms & Conditions – Airtel Axis Bank Credit Card · 2026-08-03 · source

Lounge & forex

Lounge access

  • DISCONTINUED effective 12 April 2026: 4 complimentary domestic lounge access will be discontinued.
  • (Previously: complimentary domestic airport lounge access based on minimum spends of ₹50,000 in the previous 3 calendar months.).

Verified · harvested from product page · 2026-08-03 · source

Rewards

Award example

Illustration: on spends of ₹25,000 (Electronics, 1% base = ₹250), ₹2,500 Airtel Mobile (25%, capped at ₹500 = 2x base), ₹4,000 Airtel Utility (10%, capped at ₹250 = 1x base), the customer earns total cashback of ₹1,000 with capping (vs ₹1,275 without capping).

Verified · Cashback & Value-Back Rewards Terms & Conditions – Airtel Axis Bank Credit Card · 2026-08-03 · source

Milestone benefit

  • 10% value back at Zomato, Blinkit and District Movies (via Ecom): maximum monthly value back of ₹200 per partner, per primary card.
  • Minimum order value of ₹499 for Zomato & Blinkit.
  • Not applicable on wallet load or gift card purchase.
  • UPI payment not eligible.

Verified · Cashback & Value-Back Rewards Terms & Conditions – Airtel Axis Bank Credit Card · 2026-08-03 · source

Redemption value

  • Cashback is money awarded in the customer's credit card account.
  • Rounded down per individual transaction.
  • Value back at Zomato, Blinkit and District Movies is credited to the respective partner wallet with no validity period.
  • Cashback credit follows the 60-day credit cycle, credited in next billing cycle 3 days prior to statement generation.

Verified · Cashback & Value-Back Rewards Terms & Conditions – Airtel Axis Bank Credit Card · 2026-08-03 · source

Reward cap

  • 25% Airtel category cashback capped at twice the base cashback earned during the statement month.
  • 10% Airtel utility cashback capped at the base cashback earned during the statement month. 10% value back at Zomato, Blinkit and District Movies capped at ₹200 per partner, per primary card, per month (min order value ₹499 on Zomato & Blinkit).
  • Effective 12-April-2026.
  • Revised capping reflected in statements generated on or after 12 June 2026.

Verified · Cashback & Value-Back Rewards Terms & Conditions – Airtel Axis Bank Credit Card · 2026-08-03 · source

Reward exclusion

EMI transactionspurchases converted to EMI post factopayment of outstanding balancefees and other chargesand these MCC categories: Cash advances/Financial InstitutionsFuel spendsRent paymentsWallet rechargeJewelryInsurance servicesEducation servicesGovernment servicesand Utility & Telecom spends not done on Airtel Thanks App. Axis Bank cashback not applicable on Zomato/Blinkit/District Movies value back category

Verified · Cashback & Value-Back Rewards Terms & Conditions – Airtel Axis Bank Credit Card · 2026-08-03 · source

Travel & lifestyle

Dining benefit

  • 10% instant value back at Zomato, Blinkit and District Movies (via Ecom mode of payment).
  • Max monthly value back ₹200 per partner, per primary card.
  • Minimum order value ₹499 on Zomato & Blinkit.
  • Value back credited to respective partner wallet with no validity period.
  • Not applicable on wallet load/gift card purchase.
  • UPI payment not eligible.
  • No Axis Bank cashback for this category.

Verified · Cashback & Value-Back Rewards Terms & Conditions – Airtel Axis Bank Credit Card · 2026-08-03 · source

Protection

Statement credit

  • Cashback credited following a 60-day credit cycle.
  • Cashback earned for purchases in the current billing cycle is credited in the next billing cycle 3 days prior to the statement generation date.

Verified · Cashback & Value-Back Rewards Terms & Conditions – Airtel Axis Bank Credit Card · 2026-08-03 · source

Eligibility

Eligibility

  • The Credit Card is issued for personal expenses and purposes only.
  • The Cardholder must not use the Credit Card to purchase anything for resale, for commercial or business purposes, and must use it only for lawful, bona fide personal purposes.

Verified · Cashback & Value-Back Rewards Terms & Conditions – Airtel Axis Bank Credit Card · 2026-08-03 · source

Official sources

Official issuer pageCashback & Value-Back Rewards Terms & Conditions – Airtel Axis Bank Credit Cardharvested from product pageharvested from product page

Verified 2026-08-03 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.

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