Axis Bank · Entry · cashback card
Flipkart Axis Bank Credit Card
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Overview
One of India's most popular online-shopping cashback cards. Unlimited 5% back on Flipkart and Cleartrip plus 4% at a set of partner brands — strong value for anyone who lives in the Flipkart ecosystem.
Best for
- Regular Flipkart, Myntra and Cleartrip shoppers.
- Online-first spenders who want unlimited flat cashback.
- A low-fee first or second card.
Not ideal for
Travellers chasing miles or lounge-heavy benefits — there are no transfer partners — and anyone who rarely shops the Flipkart ecosystem, where the headline 5% goes unused.
Fees
Joining fee
₹500 + GST.
Last reviewed 2026-06-13 — confirm on official page
Annual / renewal fee
₹500 + GST.
Last reviewed 2026-06-13 — confirm on official page
Fee waiver
Renewal fee waived on spends of ₹2 lakh in the preceding year — confirm the current threshold on the official page.
Last reviewed 2026-06-13 — confirm on official page
Rewards
Flipkart & Cleartrip
5% unlimited cashback
Preferred partners (Swiggy, Uber, PVR, cult.fit and others)
4% cashback
All other eligible spends
1% cashback — confirm the current base rate on the official page
Excluded categories
No cashback on fuel, rent, wallet loads, EMIs and similar — confirm the current exclusion list on the official page
Last reviewed 2026-06-13 — confirm on official page
Plain math
₹10,000/month split across Flipkart and partner brands at 4–5% returns roughly ₹400–500/month — about ₹5,000 a year against a ₹500 fee that waives at ₹2 lakh of annual spend.
Travel & lounge
Lounge access
4 complimentary domestic lounge visits per year, unlocked by ₹50,000+ spend in the previous 3 months.
Last reviewed 2026-06-13 — confirm on official page
Dining, golf, concierge, insurance, milestones & welcome
Welcome benefit
Activation benefits worth around ₹350–600, including a Flipkart voucher on your first transaction within 30 days (paid cards) — confirm the current offer on the official page.
Last reviewed 2026-06-13 — confirm on official page
Eligibility
Not published in the official documents on file — see the official T&C link below.
Charges & interest
Forex markup
3.5%.
Last reviewed 2026-06-13 — confirm on official page
Transfers
Not published in the official documents on file — see the official T&C link below.
Common questions
Not published in the official documents on file — see the official T&C link below.
Other verified details
Not published in the official documents on file — see the official T&C link below.
Official documents & verification
Last reviewed 2026-06-13 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.
Continue exploring
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