Affiliate Disclosure

LuxMilesClub may earn a commission when readers apply for a credit card through links on this site. Those commissions come from the issuing bank's marketing partners — not from you. You pay nothing extra, and the issuer's joining fee, renewal fee, and reward structure are exactly the same as if you applied directly.

Commissions never influence our verified-facts data or our rankings. Card facts — fees, earning rates, transfer partners, milestones, lounge access — come from official issuer pages and are tracked by our source monitoring system. If a fact cannot be verified from an official source, we hedge or omit it. A partner paying a higher commission cannot move a card up in our comparisons, change a transfer ratio, or unlock a redemption value on the site.

Every "Apply" or "View on official site" link on LuxMilesClub leads to the issuer's own official application page. When the destination is a tracked affiliate URL, we label the button accordingly and mark the link with rel="sponsored nofollow" so search engines see it for what it is. When we do not have an affiliate link for a card, we link to the issuer's official URL directly, with no commission to us.

Our editorial standards are documented on the methodology page, and our broader site disclosure is on the disclosure page. If you ever spot a fact on the site that does not match the official issuer source, please tell us — verified accuracy is the entire product.