SBI Platinum Corporate Credit Card

Charge

• Finance/Service Charges: Upto 3.35% p.m. (40.2% p.a.) from transaction date (charge card, no revolving facility).
• Minimum Finance Charge ₹25.
• Cash Advance Fee: SBI/other domestic ATMs 2.5% or upto ₹500 (whichever higher), international ATMs 3% or upto ₹500 (whichever higher).
• Cash Payment Fee ₹100 + taxes.
• Payment Dishonor Fee 2% of payment amount (min ₹350).
• Card Replacement Fee ₹100-₹250.
• Statement Retrieval Fee Nil.
• Over Limit: Not applicable for Corporate Cards.
• Late Payment: NIL for ₹0-₹200, ₹100 for >₹200 & upto ₹500, ₹400 for >₹500 & upto ₹1000, ₹500 for >₹1000 & upto ₹10,000, ₹750 for >₹10,000.
• Payment of Customs duty 2.25% of transaction amount (min ₹75).
• Processing Fee on all Rent Payment Transactions ₹199 + applicable taxes.
• Cheque Payment Fee ₹200 + taxes (w.e.f. 15 Sep'25).
• OTC Cash handling fee ₹250 + applicable taxes.
• NEFT charges applicable if levied by the Bank.

Verified · MITC – SBI Corporate Liability Card (covers SBI Platinum Corporate Card) · 2026-08-01 · source

Interest-free period

• 20-50 days (applicable only on retail purchases and if previous month's outstanding balance is paid in full).
• 15-32 days for SBI Corporate Utility Card.

Verified · MITC – SBI Corporate Liability Card (covers SBI Platinum Corporate Card) · 2026-08-01 · source

Fuel surcharge waiver

• 1% fuel surcharge waiver (excluding GST) for single transaction spends between ₹500 and ₹4000 for Signature & Platinum Cards.
• Maximum surcharge waiver of ₹250 per statement cycle per Corporate Card account for signature & platinum cards.

Verified · MITC – SBI Corporate Liability Card (covers SBI Platinum Corporate Card) · 2026-08-01 · source

Redemption value

• Rewards Redemption Fee: ₹99 + applicable taxes.
• Annual Reward Fee: Upto ₹300 + applicable taxes.

Verified · MITC – SBI Corporate Liability Card (covers SBI Platinum Corporate Card) · 2026-08-01 · source

Travel benefit

• Travel Insurance (SBI Credit Card Protection): Baggage Loss ₹75,000 (deductible ₹2500).
• Baggage Delay ₹7,500 (time deductible International 12 hours).
• Loss of Passport (only international) ₹12,500 (Nil deductible).
• Flight Delay ₹15,000 (time deductible International 12 hours).

Verified · harvested from product page · 2026-08-01 · source

Insurance

• SBI Credit Card Protection: Lost Card Liability (7 days prior + 7 days post notification, worldwide) ₹3,00,000.
• Counterfeit Cards ₹3,00,000.
• Online Fraud Protection (including Phishing & Vishing) ₹3,00,000.
• Skimming ₹3,00,000.
• Air Accident (Death) ₹50,00,000 if ticket purchased using SBI Corporate Card.
• Travel Insurance - Baggage Loss ₹75,000 (deductible ₹2,500), Baggage Delay ₹7,500 (international 12 hrs deductible), Loss of Passport (international only) ₹12,500, Flight Delay ₹15,000 (international 12 hrs deductible).

Verified · harvested from product page · 2026-08-01 · source

Eligibility

• Corporate Cards are issued to entities (public limited or private limited company, professionally managed partnership firm or government supported bodies, trusts, and societies) for specific usage.
• Credit limits assessed based on financial statements of the corporate supported by other documents such as external rating reports.

Verified · harvested from product page · 2026-08-01 · source