HDFC Bank

HDFC Bank Jetprivilege Titanium Credit Card

Jetprivilege Titanium Credit Card by HDFC Bank. Facts on this page are extracted and verified automatically from official issuer documents.

Source-traced to issuer Verified 2026-08-03

Fees & welcome

Joining fee

Confirm on the official page

Annual / renewal fee

₹500 plus GST.

Verified · Jetprivilege Titanium Credit Card product page · 2026-08-03 · source

Fee waiver

Spend ₹1,50,000 in a year and get a waiver of next year's annual membership fee (JetPrivilege HDFC Bank Titanium & Select).
In case of renewal fee waiver, discount vouchers as renewal benefits will not be applicable.

Verified · Most Important Terms & Conditions (MITC) – Common HDFC Bank Credit Cards (covers JetPrivilege) · 2026-08-03 · source

Welcome benefit

One-time Flight Discount voucher worth ₹250 valid on return-ticket bookings on intermiles.com, given on applying or renewing the card by paying fees (usable 60 days post enrolment/renewal fee realization).
Threshold not stated on official source.

Verified · Jetprivilege Titanium Credit Card product page · 2026-08-03 · source

Earn rates

JPMiles/Reward Points earned for transaction amounts in multiples of ₹150.
Residual amounts or transactions below ₹150 do not earn JetPrivilege miles.

Verified · Most Important Terms & Conditions (MITC) – Common HDFC Bank Credit Cards (covers JetPrivilege) · 2026-08-03 · source

Lounge & forex

Lounge access

Priority Pass lounge access.
All lounge visits within India using Priority Pass charged at USD 27 + taxes per person per visit.
All visits outside India beyond the complimentary cap charged at USD 27 + taxes per person per visit.
All guests charged at USD 27 + taxes per person per visit.

Verified · Most Important Terms & Conditions (MITC) – Common HDFC Bank Credit Cards (covers JetPrivilege) · 2026-08-03 · source

Forex markup

Cross currency mark-up of 3.5% on foreign currency transactions.

Verified · Most Important Terms & Conditions (MITC) – Common HDFC Bank Credit Cards (covers JetPrivilege) · 2026-08-03 · source

Fees & charges

Interest-free period

Interest free credit period ranges from 20 to 50 days, subject to the scheme applicable and submission of claims by the merchant.
Not applicable if previous month's balance is not cleared in full or if cash was withdrawn from ATM.

Verified · Most Important Terms & Conditions (MITC) – Common HDFC Bank Credit Cards (covers JetPrivilege) · 2026-08-03 · source

Fuel

Fuel surcharge waiver

Fuel Surcharge Waiver capped at ₹250 every billing cycle (GST applicable), for transactions between ₹400 and ₹5,000.
Effective February 15, 2017 fuel surcharge waiver capped at 1% of eligible fuel transaction amount.
JP Miles not accrued on fuel transactions (effective 15 April 2016).
GST on fuel surcharge is non-refundable.

Verified · Most Important Terms & Conditions (MITC) – Common HDFC Bank Credit Cards (covers JetPrivilege) · 2026-08-03 · source

Rewards

Redemption value

Reward Points valid for 2 years from date of accumulation (JP Miles per JetPrivilege terms).
Rewards Redemption Fee of ₹75 (₹99 wef 15 August 2017) per redemption request applicable for cards other than JetPrivilege HDFC Bank World / Diners Club / Infinia and not applicable for JetPrivilege HDFC Bank Platinum & Titanium.

Verified · Most Important Terms & Conditions (MITC) – Common HDFC Bank Credit Cards (covers JetPrivilege) · 2026-08-03 · source

Reward cap

InterMiles accrued for Insurance transactions capped at 2,000 per transaction.
If card not used for more than 365 days, accrued Reward Points/miles are nullified.

Verified · Most Important Terms & Conditions (MITC) – Common HDFC Bank Credit Cards (covers JetPrivilege) · 2026-08-03 · source

Reward exclusion

Only retail purchases above ₹150 qualify for InterMiles. Cash advancesfuel transactionsfees and other charges do not accrue any InterMiles. EasyEMI and e-wallet loading transactions will not accrue InterMiles. InterMiles accrued will be reversed if a retail transaction is converted into SmartEMI

Verified · Jetprivilege Titanium Credit Card product page · 2026-08-03 · source

Travel & lifestyle

Travel benefit

5% discount on base fare for Etihad Airways Economy class tickets and 2.5X bonus InterMiles on Etihad Airways tickets booked on www.intermiles.com (from 14 November 2019).
Discount applicable on international flights originating from India only and paid in INR.

Verified · JetPrivilege Titanium Credit Card – Benefits Terms & Conditions (Rewards/Program Terms) · 2026-08-03 · source

Official terms

Official terms

https://www.hdfc.bank.in/credit-cards/jetprivilege-titanium-credit-card.

Verified · Jetprivilege Titanium Credit Card product page · 2026-08-03 · source

Official sources

Official issuer page Most Important Terms & Conditions (MITC) – Common HDFC Bank Credit Cards (covers JetPrivilege)JetPrivilege Titanium Credit Card – Benefits Terms & Conditions (Rewards/Program Terms)

Verified 2026-08-03 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.

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