BOBCARD
BOBCARD Hpcl Energie
Hpcl Energie by BOBCARD. Facts on this page are extracted and verified automatically from official issuer documents.
Fees & welcome
Joining fee
Confirm on the official page
Annual / renewal fee
Confirm on the official page
Fee waiver
Renewal fee waiver on annual spends of ₹50,000 in every anniversary year (non-delinquent cardholders only).
Verified · Hpcl Energie product page · 2026-08-04 · source
Earn rates
- Up to 5% Savings on fuel at HPCL retail outlets, LPG purchases & via HP Pay App (24 Reward Points per ₹150 = 4% Savings + 1% Fuel Surcharge Waiver).
- Up to 2% Savings (10 Reward Points per ₹150) on utility & departmental stores.
- 2 Reward Points per ₹150 on other categories.
Verified · Hpcl Energie product page · 2026-08-04 · source
Lounge & forex
Lounge access
- Complimentary domestic airport lounge access for HPCL Energie cardholders: 1 visit per quarter on min. net spends of ₹20,000 in the preceding calendar quarter.
- Access granted on successful authorization.
- ₹2 authorization (non-refundable) taken for validation.
- Only the mentioned number of free accesses per cardholder per calendar quarter.
- Unutilized access lapses at quarter end and cannot be carried forward. 5-hour cooling period at the same lounge outlet.
Verified · harvested from product page · 2026-08-04 · source
Fees & charges
Charge
An authorization amount of ₹2 (non-refundable) will be taken on the card at the lounge for validation purposes and charged to the credit card account.
Verified · HPCL Energie BOBCARD – Airport Lounge Program Terms · 2026-08-04 · source
Fuel
Fuel surcharge waiver
1% fuel surcharge waiver on all HPCL fuel transactions between ₹400 and ₹5000, including fuel purchases made through HP Pay App.
Verified · Hpcl Energie product page · 2026-08-04 · source
Rewards
Reward exclusion
- Excluded from eligible spends (lounge eligibility): payments towards interest, fees or other bank charges.
- Reversed transactions.
- EMI instalments.
Verified · harvested from product page · 2026-08-04 · source
Travel & lifestyle
Travel benefit
Convert purchases greater than ₹2,500 on your card into Smart EMIs of 6 to 48 months.
Verified · Hpcl Energie product page · 2026-08-04 · source
Official terms
Official terms
https://www.bobcard.co.in/credit-card-types/hpcl-energie.
Verified · Hpcl Energie product page · 2026-08-04 · source
Official sources
Verified 2026-08-04 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.
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