HDFC Bank · Mid-tier
Marriott Bonvoy HDFC Bank Credit Card
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You'll land on the issuer's official application portal at linksredirect.com — if a different card is shown first, use its card selector to pick this one.
Overview
India's first hotel co-branded card. The maths is simple: one Free Night Award worth up to 15,000 Bonvoy points every year (welcome and renewal) against a ₹3,000 fee — if you stay at Marriott properties even twice a year, the card usually pays for itself.
Best for
- Marriott loyalists who stay at Bonvoy properties at least 1–2 times a year.
- Bonvoy members building Elite status — 10 free Elite Night Credits fast-track Gold.
- Travellers who want a self-paying hotel card alongside a general miles card.
Not ideal for
- Anyone who doesn't stay at Marriott properties — points and Free Nights have no value outside Bonvoy.
- Note the card runs on the Diners Club network, which has patchier acceptance than Visa/Mastercard.
Fees
Joining fee
₹3,000 + GST.
Last reviewed 2026-06-19 — confirm on official page
Annual / renewal fee
₹3,000 + GST.
Last reviewed 2026-06-19 — confirm on official page
Fee waiver
No spend-based fee waiver — the renewal Free Night Award is the offset instead.
Last reviewed 2026-06-19 — confirm on official page
Rewards
Marriott hotels
8 Bonvoy points per ₹150 at participating Marriott properties and brand stores
Travel, dining & entertainment
4 Bonvoy points per ₹150
All other spends
2 Bonvoy points per ₹150
Milestones
Additional Free Night Awards at annual spend milestones (₹6 lakh and higher tiers — confirm current thresholds on the official page)
Last reviewed 2026-06-19 — confirm on official page
Plain math
A 15,000-point Free Night Award covers a standard night at properties like Fairfield, Four Points or many Courtyards — typically ₹8,000–₹12,000 in cash rates. One welcome night plus Silver Elite already exceeds the ₹3,000 fee.
Travel & lounge
Lounge access
12 complimentary lounge accesses per year within India (domestic and international terminals) using the card.
Last reviewed 2026-06-19 — confirm on official page
Dining, golf, concierge, insurance, milestones & welcome
Welcome benefit
1 Free Night Award (redemption value up to 15,000 Marriott Bonvoy points) plus 10 Elite Night Credits on first eligible transaction of ₹500 or fee levy, and automatic Marriott Bonvoy Silver Elite status on activation.
Last reviewed 2026-06-19 — confirm on official page
Renewal benefit
1 Free Night Award (up to 15,000 points) every card renewal.
Last reviewed 2026-06-19 — confirm on official page
Eligibility
Not published in the official documents on file — see the official T&C link below.
Charges & interest
Forex markup
3.5% (standard — confirm on the official page).
Last reviewed 2026-06-19 — confirm on official page
Transfers
Not published in the official documents on file — see the official T&C link below.
Common questions
What is the annual fee on the Marriott Bonvoy HDFC Bank Credit Card?
Officially traced: Rs. 3,000 + applicable taxes, charged on the 45th day following card issuance.
Marriott Bonvoy HDFC Bank Credit Card product pageWhat is the joining fee on the Marriott Bonvoy HDFC Bank Credit Card?
Officially traced: Rs. 3,000 + applicable taxes, charged on the 45th day following card issuance.
Marriott Bonvoy HDFC Bank Credit Card product pageIs the Marriott Bonvoy HDFC Bank Credit Card annual fee ever waived?
Not available - the annual fee on this card cannot be waived.
HDFC Bank - Marriott Bonvoy Fees and ChargesHow does the Marriott Bonvoy HDFC Bank Credit Card earn rewards?
8 Marriott Bonvoy Points per ₹150 at hotels participating in Marriott Bonvoy, 4 Points per ₹150 on travel, dining and entertainment, and 2 Points per ₹150 on all other eligible spends.
HDFC Bank - Marriott Bonvoy benefits pageWhat lounge access does the Marriott Bonvoy HDFC Bank Credit Card include?
12 domestic and 12 international lounge visits per year (via the Diners Travel Tools app).
HDFC Bank - Marriott Bonvoy benefits pageWhat welcome benefit does the Marriott Bonvoy HDFC Bank Credit Card offer?
1 Free Night Award (redemption value up to 15,000 Marriott Bonvoy Points, valid one year) on payment of the joining fee, plus complimentary Marriott Bonvoy Silver Elite status and 10 Elite Night Credits.
HDFC Bank - Marriott Bonvoy benefits pageWhat are the transfer ratios for Marriott Bonvoy HDFC Bank Credit Card points?
Transfer ratios are not shown here as a confident value. Confirm the current ratio in your issuer account before transferring.
Other verified details
Not published in the official documents on file — see the official T&C link below.
Official documents & verification
Last reviewed 2026-06-19 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.
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