What is the joining fee for the Prime?

LuxMilesClub does not publish a verified joining fee for this card on this page. Confirm the current joining fee on the official issuer page.

What is the annual fee for the Prime?

LuxMilesClub does not publish a verified annual fee for this card on this page. Confirm on the official issuer page.

BOBCARD

BOBCARD Prime

Prime by BOBCARD. Facts on this page are extracted and verified automatically from official issuer documents.

Source-traced to issuer Verified 2026-08-05

Fees & welcome

Joining fee

Confirm on the official page

Annual / renewal fee

Lifetime free - no annual fee (₹0).

Verified · Prime product page · 2026-08-05 · source

Earn rates

2 RP per ₹100 spent (core reward rate).
Utility bill payments (MCC 4900) like electricity, gas, water earn core reward points effective 1st July 2025.

Verified · Revision in Product Features & Charges (effective 1st July 2025) – includes Prime card reward rate · 2026-08-05 · source

Fees & charges

Charge

Finance charge revised to 3.75% per month (45% annualized) effective 1st July 2025 (applies to Prime; exceptions ETERNA, ETERNA FD and TIARA only).

Verified · Revision in Product Features & Charges (effective 1st July 2025) – includes Prime card reward rate · 2026-08-05 · source

Fuel

Fuel surcharge waiver

Fuel surcharge rate may vary depending on the fuel station and acquiring bank.
Fuel spend will not generate Reward point.

Verified · Prime product page · 2026-08-04 · source

Rewards

Redemption value

Reward points can be redeemed as cashback @ ₹0.20 per reward point.
Minimum 1000 points required for redemption against statement balance (effective 1st July 2025).

Verified · Prime product page · 2026-08-05 · source

Reward exclusion

Reward program is not applicable on select MCCs and Fuel.
Fuel spend will not generate Reward point.
GST component is not reversed.

Verified · Prime product page · 2026-08-04 · source

Official sources

Official issuer page Revision in Product Features & Charges (effective 1st July 2025) – includes Prime card reward rate

Verified 2026-08-05 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.

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