ICICI Bank · Entry cashback card
Amazon Pay ICICI Bank Credit Card
India's most widely held lifetime-free cashback card, co-branded with Amazon. Rewards land as Amazon Pay balance with no expiry. Note: the card is invite-only — you can only apply if Amazon shows you the offer in the app.
Fees & welcome
Joining fee
Nil (lifetime free).
Last reviewed 2026-06-13 — confirm on official page
Annual / renewal fee
Nil (lifetime free).
Last reviewed 2026-06-13 — confirm on official page
Fee waiver
Not applicable — lifetime-free card.
Last reviewed 2026-06-13 — confirm on official page
Earn rates
Amazon.in spends (Prime members)
5% back as Amazon Pay balance
Amazon.in spends (non-Prime members)
3% back as Amazon Pay balance
Amazon Pay partner merchants (100+)
2% back as Amazon Pay balance
All other spends
1% back as Amazon Pay balance
Last reviewed 2026-06-13 — confirm on official page
Plain math
A Prime member putting ₹15,000/month through Amazon earns ₹750/month (5%) as Amazon Pay balance — ₹9,000 a year with no fee to offset. The reward auto-credits and never expires.
Lounge & forex
Lounge access
No lounge access — this is a pure everyday-cashback card with no travel perks.
Last reviewed 2026-06-13 — confirm on official page
Forex markup
1.99%.
Last reviewed 2026-06-13 — confirm on official page
Who it's for
Best for
- Heavy Amazon and Prime shoppers.
- Anyone wanting simple, zero-fee cashback with no redemption effort.
- A reliable first credit card.
Not ideal for
- Travellers wanting lounge access or airline miles — there are no travel perks or transfer partners.
- And it's invite-only, so not everyone can get it.
Official sources
Last reviewed 2026-06-13 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.