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ICICI Bank · Entry · cashback card

Amazon Pay ICICI Bank Credit Card

Last reviewed 2026-06-13 · confirm on official page
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This is the issuer's own page for this card. We earn nothing from this link.

You'll land on the issuer's official application portal at icici.bank.in — if a different card is shown first, use its card selector to pick this one.

Overview

India's most widely held lifetime-free cashback card, co-branded with Amazon. Rewards land as Amazon Pay balance with no expiry. Note: the card is invite-only — you can only apply if Amazon shows you the offer in the app.

Best for

  • Heavy Amazon and Prime shoppers.
  • Anyone wanting simple, zero-fee cashback with no redemption effort.
  • A reliable first credit card.

Not ideal for

  • Travellers wanting lounge access or airline miles — there are no travel perks or transfer partners.
  • And it's invite-only, so not everyone can get it.

Fees

Joining fee

Nil (lifetime free).

Last reviewed 2026-06-13 — confirm on official page

Annual / renewal fee

Nil (lifetime free).

Last reviewed 2026-06-13 — confirm on official page

Fee waiver

Not applicable — lifetime-free card.

Last reviewed 2026-06-13 — confirm on official page

Rewards

Amazon.in spends (Prime members)

5% back as Amazon Pay balance

Amazon.in spends (non-Prime members)

3% back as Amazon Pay balance

Amazon Pay partner merchants (100+)

2% back as Amazon Pay balance

All other spends

1% back as Amazon Pay balance

Last reviewed 2026-06-13 — confirm on official page

Plain math

A Prime member putting ₹15,000/month through Amazon earns ₹750/month (5%) as Amazon Pay balance — ₹9,000 a year with no fee to offset. The reward auto-credits and never expires.

Travel & lounge

Lounge access

No lounge access — this is a pure everyday-cashback card with no travel perks.

Last reviewed 2026-06-13 — confirm on official page

Dining, golf, concierge, insurance, milestones & welcome

Welcome benefit

Confirm on the official page

Eligibility

Not published in the official documents on file — see the official T&C link below.

Charges & interest

Forex markup

1.99%.

Last reviewed 2026-06-13 — confirm on official page

Transfers

Not published in the official documents on file — see the official T&C link below.

Common questions

Not published in the official documents on file — see the official T&C link below.

Other verified details

Not published in the official documents on file — see the official T&C link below.

Official documents & verification

Last reviewed 2026-06-13 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.