Edge CSB Bank Credit Card

Charge

• Per MITC updated 5 Nov 2025 (effective 6 Dec 2025): Card Replacement Fee ₹249.
• Card Issuance Fee NIL.
• Card Closure Fee NIL.
• Forex Markup Fee 3.5% on every international transaction.
• Dynamic Currency Conversion (DCC) Transactions Fee 1.0% on every DCC transaction.
• Overlimit Fee NIL (overlimit transactions not allowed).
• Late Payment Fee 5% of outstanding amount due, min ₹250 and max ₹2,000.
• Interest on purchase transactions 3.75% monthly / 45% annual on outstanding amount.
• Fuel surcharge ₹10 for transactions up to ₹400, 1% of transaction value above ₹400.
• Fuel Transaction Fee 1% of transaction value above ₹10,000 or monthly spends above ₹50,000.
• GST 18%.
• Auto-debit failure fee NIL.
• Rent Payment Fee 1% of transaction amount, min ₹149.
• Wallet Transaction Fee 1% of transaction amount.
• Education Fee 1% of transaction amount (third party sites/apps).
• Utility Fee 1% of transaction amount on transactions above ₹20,000 or if monthly spends above ₹50,000.
• Cardholders cannot use the card to withdraw cash from ATMs in India and/or overseas.

Verified · Edge CSB Bank Credit Card & Edge+ CSB Bank Credit Card – MITC (2025, most current) · 2026-08-03 · source

Interest-free period

• Interest free period could range from 13 to 47 days, depending on the date of the transaction.
• No interest free period applies if the Total Amount Due is not paid by the payment due date.

Verified · Edge CSB Bank Credit Card & Edge+ CSB Bank Credit Card – MITC (2025, most current) · 2026-08-03 · source

Fuel surcharge waiver

• 1% fuel surcharge waiver (maximum ₹100) on spends of minimum ₹400 and maximum ₹3,000 (exclusive of GST and other charges).
• Fuel surcharge itself is ₹10 for transactions up to ₹400, and 1% of transaction value above ₹400.

Verified · Edge CSB Bank Credit Card & Edge+ CSB Bank Credit Card – MITC (2025, most current) · 2026-08-03 · source

Redemption value

• 5 Jewels = Re. 1 (subject to change with 1 month prior notice).
• Jewels redeemable as cash on Jupiter App (min. 100 Jewels needed before redemption), or as digital gold, brand vouchers, or credit against statement.
• Jewels do not expire (lifetime validity) except: nullified if card not used for more than 365 days.
• Lapse if outstanding dues unpaid for 90 days.

Verified · Edge CSB Bank Credit Card & Edge+ CSB Bank Credit Card – Terms & Conditions (2025, most current) · 2026-08-03 · source

Reward cap

Customers can earn up to ₹3,000 in a given billing cycle, i.e. 15,000 jewels.

Verified · Edge CSB Bank Credit Card & Edge+ CSB Bank Credit Card – Terms & Conditions (2025, most current) · 2026-08-03 · source

Reward exclusion

Verified · Edge CSB Bank Credit Card & Edge+ CSB Bank Credit Card – Terms & Conditions (2025, most current) · 2026-08-03 · source

Concierge

• Concierge Services: 24/7 available in English and Hindi.
• This benefit is limited to Platinum Variant Card (BIN 653038).

Verified · Edge CSB Bank Credit Card & Edge+ CSB Bank Credit Card – Terms & Conditions (2025, most current) · 2026-08-03 · source

Insurance

Insurance benefit limited to Platinum Variant Card (BIN 653038): Personal accident and total permanent disability cover up to ₹2 Lacs.

Verified · Edge CSB Bank Credit Card & Edge+ CSB Bank Credit Card – Terms & Conditions (2025, most current) · 2026-08-03 · source

Eligibility

• Card is valid for use both in India and abroad, but not valid for making foreign currency transactions in Nepal and Bhutan.
• Bank at its sole discretion retains the right to determine eligibility criteria (dependent on Bureau/CIC history, occupation, education, age etc.).

Verified · Edge CSB Bank Credit Card & Edge+ CSB Bank Credit Card – MITC (2025, most current) · 2026-08-03 · source

Official terms

https://www.csb.bank.in/csb-bank-edge-credit-card.

Verified · Edge CSB Bank Credit Card product page · 2026-08-03 · source