BOBCARD
BOBCARD Vikram
Vikram by BOBCARD. Facts on this page are extracted and verified automatically from official issuer documents.
Fees & welcome
Joining fee
Confirm on the official page
Annual / renewal fee
Confirm on the official page
Welcome benefit
- Complimentary JioHotstar 3 Months Super Plan subscription.
- Eligible upon card activation (first transaction) within first 30 days of card issuance.
- Coupon code delivered within 30 to 45 days of eligibility period completion.
Verified · harvested from product page · 2026-08-03 · source
Earn rates
- 5X Reward Points on eligible transactions in specified categories - Departmental Stores (MCC 5311) and Grocery Stores (MCC 5411).
- Other transactions earn regular Reward Points.
Verified · harvested from product page · 2026-08-03 · source
Fees & charges
Charge
- Contactless (NFC) payments allowed up to a maximum of ₹5000 per single transaction in India without PIN.
- For transactions above ₹5000, credit card PIN is required.
Verified · harvested from product page · 2026-08-03 · source
Interest-free period
Up to 50 days of interest-free credit from the date of any purchase.
Verified · Vikram product page · 2026-08-03 · source
Rewards
Redemption value
Reward Points posting is an automated process reflecting in the next monthly statement.
Verified · harvested from product page · 2026-08-03 · source
Reward cap
- 5X Reward Points capped at 1,000 Reward Points per month.
- Spends beyond threshold accrue at regular rate of 1 RP for every ₹100.
Verified · Vikram product page · 2026-08-03 · source
Protection
Insurance
Free personal accidental death cover (Air / non-air: ₹20,00,000).
Verified · Vikram product page · 2026-08-03 · source
Official terms
Official terms
https://www.bobcard.co.in/credit-card-types/vikram.
Verified · Vikram product page · 2026-08-03 · source
Official sources
Verified 2026-08-03 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.
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