Axis Bank · Mid-tier travel card
Axis Bank Horizon Credit Card
Axis Bank's airline-agnostic travel card and the successor slot to Atlas for new applicants.
Fees & welcome
Joining fee
₹3,000 + GST.
Last reviewed 2026-06-13 — confirm on official page
Annual / renewal fee
₹3,000 + GST (no spend-based waiver).
Last reviewed 2026-06-13 — confirm on official page
Welcome benefit
5,000 EDGE Miles on first transaction of ₹1,000+ within 30 days of issuance.
Last reviewed 2026-06-13 — confirm on official page
Renewal benefit
1,500 EDGE Miles on card anniversary (2nd year onward).
Last reviewed 2026-06-13 — confirm on official page
Earn rates
Travel EDGE portal & direct airline spends
5 EDGE Miles per ₹100
Other eligible spends
2 EDGE Miles per ₹100
Last reviewed 2026-06-13 — confirm on official page
Plain math
₹10,000/month of everyday spends ≈ 2,400 EDGE Miles/year before travel bookings — transfers to most partners at 1:1
Lounge & forex
Lounge access
Complimentary domestic and international lounge visits (quarterly caps apply — confirm current counts on the official page).
Last reviewed 2026-06-13 — confirm on official page
Who it's for
Best for
- Frequent flyers who want transferable miles.
- First premium travel card.
- Former Citi PremierMiles holders.
Not ideal for
Spenders who won't use travel transfers — the ₹3,000 fee has no waiver.
Official sources
Last reviewed 2026-06-13 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.