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Axis Bank · Mid-tier

Axis Bank Horizon Credit Card

Last reviewed 2026-06-13 · confirm on official page
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Overview

Axis Bank's airline-agnostic travel card and the successor slot to Atlas for new applicants.

Best for

  • Frequent flyers who want transferable miles.
  • First premium travel card.
  • Former Citi PremierMiles holders.

Not ideal for

Spenders who won't use travel transfers — the ₹3,000 fee has no waiver.

Fees

Joining fee

₹3,000 + GST.

Last reviewed 2026-06-13 — confirm on official page

Annual / renewal fee

₹3,000 + GST (no spend-based waiver).

Last reviewed 2026-06-13 — confirm on official page

Fee waiver

Confirm on the official page

Rewards

Travel EDGE portal & direct airline spends

5 EDGE Miles per ₹100

Other eligible spends

2 EDGE Miles per ₹100

Last reviewed 2026-06-13 — confirm on official page

Plain math

₹10,000/month of everyday spends ≈ 2,400 EDGE Miles/year before travel bookings — transfers to most partners at 1:1

Travel & lounge

Lounge access

Complimentary domestic and international lounge visits (quarterly caps apply — confirm current counts on the official page).

Last reviewed 2026-06-13 — confirm on official page

Dining, golf, concierge, insurance, milestones & welcome

Welcome benefit

5,000 EDGE Miles on first transaction of ₹1,000+ within 30 days of issuance.

Last reviewed 2026-06-13 — confirm on official page

Renewal benefit

1,500 EDGE Miles on card anniversary (2nd year onward).

Last reviewed 2026-06-13 — confirm on official page

Eligibility

Not published in the official documents on file — see the official T&C link below.

Charges & interest

Forex markup

Confirm on the official page

Transfers

Not published in the official documents on file — see the official T&C link below.

Common questions

Not published in the official documents on file — see the official T&C link below.

Other verified details

Not published in the official documents on file — see the official T&C link below.

Official documents & verification

Last reviewed 2026-06-13 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.