HDFC Bank Diners Club Miles Credit Card

Lounge access

• 6 complimentary lounge access annually (product page).
• Priority Pass: charge of $27 + taxes on all lounge visits exceeding the complimentary limit.
• Diners Club Credit Card - all visits exceeding the complimentary limit charged at prevailing lounge rate inclusive of taxes.

Verified · Diners Club Miles Credit Card product page · 2026-08-03 · source

Forex markup

3.5% of transaction value on Foreign Currency Transactions (currency conversion rate as on settlement date applicable).

Verified · Key Fact Statement cum MITC (Most Important Terms & Conditions) – English · 2026-08-03 · source

Interest-free period

• Up to 50 days interest free credit period (ranges 20 to 50 days), applicable only if all previous dues are paid in full and no unpaid balance carried over.
• Not applicable if previous month's balance not cleared in full or if cash withdrawn from ATM.

Verified · Key Fact Statement cum MITC (Most Important Terms & Conditions) – English · 2026-08-03 · source

Fuel surcharge waiver

1% fuel surcharge waiver on minimum transaction of ₹400 and maximum transaction of ₹5000, maximum waiver of ₹500 per statement cycle (GST on fuel surcharge not reversed).

Verified · Key Fact Statement cum MITC (Most Important Terms & Conditions) – English · 2026-08-03 · source

Redemption value

• Earn 1 mile per Reward Point for flight and hotel bookings.
• Reward Points can cover up to 70% of purchase value for flight/hotel bookings on SmartBuy (rest paid via card).
• Rewards Redemption Fee of ₹99 per redemption request applies (Diners Club Miles is NOT in the exempt list).
• Reward Points valid for 2 years from date of accumulation.

Verified · Diners Club Miles Credit Card product page · 2026-08-03 · source

Reward cap

• Fair Usage Policy: maximum reward points that can be earned in a statement cycle for Diners ClubMiles is 50,000.
• Reward Points on Grocery transactions capped at 2000 per month.
• Reward Points on Utility transactions capped at 2000 per calendar month.
• Telecom transactions capped at 2000 per calendar month.

Verified · Key Fact Statement cum MITC (Most Important Terms & Conditions) – English · 2026-08-03 · source

Reward exclusion

• No Reward Points on: fuel transactions (per fuel surcharge note).
• EasyEMI and e-wallet loading transactions.
• Retail transactions converted to SmartEMI (accrued points reversed).
• Rent payments (all cards).
• Online Skill-Based gaming transactions (w.e.f 1st July 2025).
• Reward Points earned via Instant Discount/Cashback offers by HDFC Bank are invalid and debited within 120 days of posting.
• Insurance transactions capped at 2000 reward points per month (w.e.f 1st July 2025).

Verified · Key Fact Statement cum MITC (Most Important Terms & Conditions) – English · 2026-08-03 · source

Concierge

Access to 24x7 concierge services.

Verified · Diners Club Miles Credit Card product page · 2026-08-03 · source

Dining benefit

15% discount at premium restaurants and 1400+ dining offers globally.

Verified · Diners Club Miles Credit Card product page · 2026-08-03 · source

Official terms

https://www.hdfc.bank.in/credit-cards/diners-club-miles-credit-card.

Verified · Diners Club Miles Credit Card product page · 2026-08-03 · source