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BOBCARD Icsi Diamond

Icsi Diamond by BOBCARD. Facts on this page are extracted and verified automatically from official issuer documents.

Source-traced to issuer Verified 2026-08-03

Fees & welcome

Joining fee

₹0 (zero joining fees; lifetime-free card).

Verified · Icsi Diamond product page · 2026-08-03 · source

Annual / renewal fee

Confirm on the official page

Welcome benefit

500 Reward Points on spend of ₹5,000 and above within 60 days of card issuance.

Verified · Icsi Diamond product page · 2026-08-03 · source

Earn rates

  • 5X Rewards (5 RP per ₹100) on Dining (MCC 5812), Online transactions and Utilities (MCC 4812, 4899).
  • 1 RP per ₹100 on all other categories.
  • Reward Points earned only on transactions of ₹100 or higher.

Verified · BOBCARD Product Features & Rewards – Important Terms & Conditions (covers ICSI Diamond) · 2026-08-03 · source

Lounge & forex

Lounge access

  • Domestic airport lounge access: 3 complimentary visits per quarter, subject to minimum net spends of ₹40,000 in the preceding calendar quarter.
  • Cooling period of 5 hours.
  • ₹2 nominal transaction required to validate the card at the lounge.

Verified · harvested from product page · 2026-08-03 · source

Fees & charges

Charge

  • Contactless transactions: No PIN required for a single transaction of less than ₹5000.
  • For transactions above ₹5000, credit card PIN required.
  • Maximum contactless single-transaction limit in India is ₹5000 (common for all customers, cannot be individually set).

Verified · harvested from product page · 2026-08-03 · source

Fuel

Fuel surcharge waiver

1% fuel surcharge waiver at all fuel stations across India on transactions between ₹400 and ₹5,000 (Max. ₹250 per statement cycle).

Verified · Icsi Diamond product page · 2026-08-03 · source

Rewards

Milestone benefit

Additional 3999 Reward Points every quarter on spending more than ₹1 Lac or your card's credit limit (whichever is higher).

Verified · Icsi Diamond product page · 2026-08-03 · source

Redemption value

  • Reward points can be redeemed as cashback @ ₹0.25 per reward point.
  • Minimum 1000 Reward Points required for redemption against statement.
  • TWID Pay with Rewards 1 RP = 15 Paisa (min 500 RP, up to 25% of invoice).
  • Reward Points valid for 2 years from date of accumulation.

Verified · Icsi Diamond product page · 2026-08-03 · source

Reward exclusion

  • No reward points on transactions below ₹100.
  • Fuel transactions and select MCCs (Annexure 1) do not earn reward points.
  • Credit Card on UPI and Utility transactions (MCC 4900) not eligible for accelerated points.

Verified · BOBCARD Product Features & Rewards – Important Terms & Conditions (covers ICSI Diamond) · 2026-08-03 · source

Travel & lifestyle

Hotel benefit

Via BOBCARD SmartDeal: Hotel booking earns 10 points for every ₹100 spent (extra reward points, posted within 48 hours of hotel journey fulfilment).

Verified · BOBCARD Product Features & Rewards – Important Terms & Conditions (covers ICSI Diamond) · 2026-08-03 · source

Travel benefit

BOBCARD SmartDeal: extra reward points on flight and hotel bookings via BOBCARD SmartDeal - 4 points per ₹100 on flight bookings and 10 points per ₹100 on hotel bookings.

Verified · BOBCARD Product Features & Rewards – Important Terms & Conditions (covers ICSI Diamond) · 2026-08-03 · source

Official terms

Official terms

https://www.bobcard.co.in/credit-card-types/icsi-diamond.

Verified · Icsi Diamond product page · 2026-08-03 · source

Official sources

Official issuer pageharvested from product pageBOBCARD Product Features & Rewards – Important Terms & Conditions (covers ICSI Diamond)harvested from product page

Verified 2026-08-03 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.

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