Edge+ CSB Bank RuPay Credit Card

Charge

• As per KFS effective 6th Dec 2025: Card Replacement Fee ₹249 (added to next bill).
• Card Issuance Fee Nil.
• Card Closure Fee Nil.
• Service charges for transactions Nil.
• Forex Markup Fee 3.5% on every international transaction.
• Dynamic Currency Conversion (DCC) Transactions Fee 1.0% on every DCC transaction.
• Overlimit Fee Nil (overlimit transactions not allowed).
• Late Payment Charge 5% of outstanding amount due subject to minimum ₹250 and maximum ₹2000.
• Interest on purchase transactions 3.75% monthly / 45% annual on outstanding amount.
• Fuel surcharge ₹10 for transactions up to ₹400, 1% of transaction value above ₹400.
• Fuel Transaction Fee 1% of transaction value above ₹10,000 or monthly spends when higher than ₹50,000.
• GST 18%.
• Auto-debit failure fee Nil.
• Rent payment fee 1% of transaction amount, minimum ₹149.
• Wallet transaction fee 1% of transaction amount.
• Education Fee 1% of transaction amount.
• Utility Fee 1% of transaction amount on transactions above ₹20,000 or if monthly spends are above ₹50,000.
• Cash Advance: cardholders cannot use the card to withdraw cash from ATMs in India and/or overseas.

Verified · KFS – Edge CSB Bank RuPay Credit Card and Edge+ CSB Bank RuPay Credit Card (Nov 2025, covers both variants) · 2026-08-02 · source

Interest-free period

• Interest-free period ranges from 13 to 47 days, depending on the date of the transaction.
• Not available if the total amount due of the previous month is not paid.
• Payment due date comes at least 14 days after the statement generation date.

Verified · KFS – Edge CSB Bank RuPay Credit Card and Edge+ CSB Bank RuPay Credit Card (Nov 2025, covers both variants) · 2026-08-02 · source

Fuel surcharge waiver

• 1% fuel surcharge waiver (maximum ₹100) upon spend of minimum ₹400 and maximum spend of ₹3,000 (exclusive of GST and other charges).
• Fuel surcharge charged: ₹10 for transactions up to ₹400, 1% of transaction value above ₹400.

Verified · KFS – Edge CSB Bank RuPay Credit Card and Edge+ CSB Bank RuPay Credit Card (Nov 2025, covers both variants) · 2026-08-02 · source

Redemption value

• Jewels are redeemable on the Jupiter App subject to a minimum accumulation threshold.
• Jewels can be redeemed for Cash or equivalent, Brand Voucher or Digital Gold, or Credit against statement.
• Jewel conversion rate is displayed on the Jupiter app at the time of redemption.
• Jewels do not expire (lifetime validity) except: nullified if card not used for more than 365 days, or all accrued Jewels lapse if outstanding dues unpaid for 90 days.

Verified · Terms & Conditions – Edge CSB Bank Credit Card and Edge+ CSB Bank Credit Card (2025, covers both variants; includes rewards/Jewels programme terms) · 2026-08-02 · source

Reward cap

• Shopping: category capping ₹1,500 per statement cycle, merchant capping ₹500.
• Travel: category capping ₹1,000 per statement cycle.
• Others: category capping ₹1,000 per statement cycle.

Verified · Terms & Conditions – Edge CSB Bank Credit Card and Edge+ CSB Bank Credit Card (2025, covers both variants; includes rewards/Jewels programme terms) · 2026-08-02 · source

Reward exclusion

Verified · Terms & Conditions – Edge CSB Bank Credit Card and Edge+ CSB Bank Credit Card (2025, covers both variants; includes rewards/Jewels programme terms) · 2026-08-02 · source

Concierge

• Concierge Services 24/7 available in English and Hindi.
• This benefit is limited to Platinum Variant Card (BIN 653038).

Verified · Terms & Conditions – Edge CSB Bank Credit Card and Edge+ CSB Bank Credit Card (2025, covers both variants; includes rewards/Jewels programme terms) · 2026-08-02 · source

Insurance

• Personal accident and total permanent disability cover up to ₹2 Lacs.
• This benefit is limited to Platinum Variant Card (BIN 653038).

Verified · Terms & Conditions – Edge CSB Bank Credit Card and Edge+ CSB Bank Credit Card (2025, covers both variants; includes rewards/Jewels programme terms) · 2026-08-02 · source

Eligibility

• Card valid for use in India and abroad.
• Not valid for making foreign currency transactions in Nepal and Bhutan.
• Cardholders cannot use the card to withdraw cash from ATMs in India and/or overseas.

Verified · MITC – Edge CSB Bank Credit Card and Edge+ CSB Bank Credit Card (2025, covers both variants) · 2026-08-02 · source

Official terms

https://www.csb.bank.in/csb-bank-edge-credit-card.

Verified · Edge+ CSB Bank RuPay Credit Card product page · 2026-08-02 · source