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SBI Card

Tata Neu Infinity SBI Card

Source-traced to issuer Verified 2026-08-21
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You'll land on the issuer's official application portal at sbicard.com — if a different card is shown first, use its card selector to pick this one.

Overview

Tata Neu Infinity SBI Card by SBI Card. Facts on this page are extracted and verified automatically from official issuer documents.

Fees

Joining fee

Confirm on the official page

Annual / renewal fee

₹1,499.

Verified · cardholder_agreement · 2026-08-21 · source

Fee waiver

Renewal fee of ₹1,499 waived off on annual spends of ₹3 lakh or more in the preceding year.

Verified · cardholder_agreement · 2026-08-21 · source

Renewal fee

₹1,499 (Waived off on annual spends of ₹3 Lakh or more in the preceding year).

Verified · cardholder_agreement · 2026-08-21 · source

Rewards

Redemption value

  • Rewards Redemption Fee ₹99, applicable only on Physical products, Statement Credit & on Vouchers sent physically (for all cards except AURUM).
  • Reward Points are valid for 24 months (for all cards except AURUM).
  • If not redeemed within this period they expire on the last day of the 24th month.

Verified · cardholder_agreement · 2026-08-21 · source

Travel & lounge

Lounge access

Confirm on the official page

Dining, golf, concierge, insurance, milestones & welcome

Welcome benefit

Confirm on the official page

Eligibility

Not published in the official documents on file — see the official T&C link below.

Charges & interest

Forex markup

1.99% Foreign Currency Transaction Fee (for Tata Neu Infinity SBI Credit Card).

Verified · mitc · 2026-08-21 · source

Charge

  • Finance charges: up to 3.75% p.m. (45% p.a.) for unsecured cards.
  • Minimum finance charge ₹25.
  • Cash advance fee: 2.5% of transaction amount (subject to minimum of ₹500) at domestic and international ATMs.
  • Cash payment fee: ₹250.
  • Payment dishonor fee: 2% of payment amount (subject to minimum ₹500).
  • Cheque payment fee: ₹200.
  • Late payment charges: Nil for ₹0-₹100.
  • ₹100 greater than ₹100 up to ₹500.
  • ₹500 greater than ₹500 up to ₹1,000.
  • ₹750 greater than ₹1,000 up to ₹10,000.
  • ₹950 greater than ₹10,000 up to ₹25,000.
  • ₹1,100 greater than ₹25,000 up to ₹50,000.
  • ₹1,300 greater than ₹50,000.
  • Additional late payment charge ₹100 on missing MAD for two consecutive cycles.
  • Overlimit fee: 2.5% of overlimit amount (subject to minimum ₹600).
  • Card replacement: ₹100 - ₹250.
  • Dynamic Currency Conversion Fee: 1.99% (for Tata Neu Infinity SBI Credit Card).
  • Foreign Currency Transaction Fee: 1.99% (for Tata Neu Infinity SBI Credit Card).
  • Rewards Redemption Fee: ₹99.
  • Processing Fee on all Rent Payment Transactions: ₹199.
  • Utility Payments Fee w.e.f. 1st Dec 2024: 1% of total Utility Payments if total exceeds ₹50,000 in a billing cycle.
  • Fee on Education Payments w.e.f. 1st Nov 2025: 1% of transaction amount through third-party apps.
  • Fee on Wallet Load w.e.f. 1st Nov 2025: 1% of transaction amount on every wallet load exceeding ₹1,000.

Verified · cardholder_agreement · 2026-08-21 · source

Interest-free period

20 to 50 days (applicable only on retail purchases and if previous month's outstanding balance is paid in full).

Verified · mitc · 2026-08-21 · source

Transfers

Not published in the official documents on file — see the official T&C link below.

Common questions

What is the annual fee on the Tata Neu Infinity SBI Card?

Officially traced: Rs. 1,499.

cardholder_agreement

Is the Tata Neu Infinity SBI Card annual fee ever waived?

Renewal fee of Rs. 1,499 waived off on annual spends of Rs. 3 lakh or more in the preceding year.

cardholder_agreement

What are the transfer ratios for Tata Neu Infinity SBI Card points?

Transfer ratios are not shown here as a confident value. Confirm the current ratio in your issuer account before transferring.

Other verified details

Not published in the official documents on file — see the official T&C link below.

Official documents & verification

Official issuer pagecardholder_agreementmitcchange_notice

Official terms

https://www.sbicard.com/en/most-important-terms-and-conditions.page.

Verified · change_notice · 2026-08-21 · source

Verified 2026-08-21 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.

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