IndusInd Bank
IndusInd Bank Signature Visa Credit Card
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You'll land on the issuer's official application portal at indusind.bank.in — if a different card is shown first, use its card selector to pick this one.
Overview
Signature Visa Credit Card by IndusInd Bank. Facts on this page are extracted and verified automatically from official issuer documents.
Fees
Joining fee
Confirm on the official page
Annual / renewal fee
Confirm on the official page
Fee waiver
Confirm on the official page
Rewards
Redemption value
- Reward Points are valid across the year with no promotional periods.
- All Reward Points earned are live till the Signature Credit Card account is live.
Verified · Signature Visa Credit Card product page · 2026-08-21 · source
Reward cap
- No cap on Reward Points earned in a year.
- Earning limited only by spend.
Verified · Signature Visa Credit Card product page · 2026-08-21 · source
Travel & lounge
Lounge access
- Complimentary Priority Pass standard membership for all Signature cardholders.
- USD 35 usage charge per visit per member/guest waived for cardholder's international lounge visits outside India under Travel Plus.
- USD 35 charged for lounge visits within India and for guest visits within or outside India.
Verified · Signature Visa Credit Card product page · 2026-08-21 · source
Travel benefit
- Travel insurance benefits valid for 20 days of international travel.
- IndusInd Bank must be informed at least 48 hours prior to commencement of international travel and within 48 hours after arrival in India to activate the insurance benefits.
Verified · Signature Visa Credit Card product page · 2026-08-21 · source
Dining, golf, concierge, insurance, milestones & welcome
Welcome benefit
Confirm on the official page
Insurance
- Complimentary Personal Air Accident insurance cover of up to ₹25 lacs.
- Total Protect covers unauthorised transactions at merchant establishments up to the credit limit (insurance cover up to 48 hours prior to reporting loss of card, and counterfeit fraud), available on add-on cards.
- Travel insurance via ICICI Lombard: Overseas Medical Insurance up to USD 100,000 (up to 20 days per year, cardholders under 65), Lost Baggage ₹100,000, Delayed Baggage ₹25,000, Loss of Passport ₹50,000, Lost Ticket ₹25,000, Missed Connection ₹25,000.
- Valid for 20 days of international travel.
- Bank must be informed at least 48 hours prior to travel and within 48 hours after arrival in India.
Verified · Signature Visa Credit Card product page · 2026-08-21 · source
Eligibility
Not published in the official documents on file — see the official T&C link below.
Charges & interest
Forex markup
Confirm on the official page
Charge
- Rent payments through third-party merchants: 2% Fee + GST on Signature Credit Card, 1% Fee + GST levied on each transaction.
- Fuel Transactions (Effective 15 June 2026): 1% Fee + GST on cumulative fuel transactions exceeding ₹30,000 in a statement cycle for Signature (among others).
Verified · mitc · 2026-08-20 · source
Fuel surcharge waiver
1% fuel surcharge waiver at any petrol pump across India (cap applies; bank reserves right to impose cap on maximum value or number of fuel transactions per month).
Verified · Signature Visa Credit Card product page · 2026-08-21 · source
Transfers
Not published in the official documents on file — see the official T&C link below.
Common questions
What lounge access does the Signature Visa Credit Card include?
Complimentary Priority Pass standard membership for all Signature cardholders.
Signature Visa Credit Card product pageWhat are the transfer ratios for Signature Visa Credit Card points?
Transfer ratios are not shown here as a confident value. Confirm the current ratio in your issuer account before transferring.
Other verified details
Not published in the official documents on file — see the official T&C link below.
Official documents & verification
Official terms
https://www.indusind.bank.in/in/en/personal/cards/credit-card/signature-visa-credit-card.html.
Verified · Signature Visa Credit Card product page · 2026-08-21 · source
Verified 2026-08-21 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.
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