IndusInd Bank Legend Credit Card

Redemption value

• Reward Redemption Fee: For Cash Redemption - ₹149 w.e.f 1 April 2025.
• For all other category Redemption - ₹100.
• For 'Twid - Pay with Rewards' - 5% + GST of the transaction amount paid using rewards.
• Earn never expiring reward points on every transaction.

Verified · mitc · 2026-08-21 · source

Lounge access

• Priority Pass Usage Fee: Up to US$35 per person per visit.
• Fees will be applicable after utilization of complimentary visits for Legacy, Celesta, Club Vistara Explorer, Pinnacle, Avios Visa Infinite and Tiger Credit Card.
• Priority Pass membership is available upon request on Legend, Nexxt and lounge usage fees will be applicable up to US$35 per person per visit.

Verified · mitc · 2026-08-21 · source

Travel benefit

• Airport Lounge Access: Access to 600+ airport lounges worldwide with the Priority Pass Programme.
• Concierge services for travel bookings, dining reservations, event planning, and more.

Verified · charges · 2026-08-21 · source

Welcome benefit

Confirm on the official page

Concierge

• Concierge services for all your needs.
• Get personalised help to assist with travel bookings, dining reservations, event planning, and more.

Verified · charges · 2026-08-21 · source

Dining benefit

BookMyShow offer that offers a free movie ticket every month (exclusive lifestyle privileges).

Verified · charges · 2026-08-21 · source

Insurance

• Comprehensive coverage on loss/theft of credit card with Total Protect.
• Air accident insurance cover of up to ₹25,00,000.

Verified · charges · 2026-08-21 · source

Forex markup

Foreign Currency Mark-Up: 1.8% (GST as per standard rate shall be applicable).

Verified · mitc · 2026-08-21 · source

Charge

• Add-on Card Fee: NIL.
• Interest charges (revolving credit and cash advances): 3.95% per month / 47.40% per annum.
• Cash Advance Charges: 2.5% of the advance amount subject to a minimum of ₹300.
• Over Limit Charges: 2.5% of Over Limit Amount subject to a minimum of ₹500.
• Returned Payments: ₹250.
• Balance Enquiry Charges on Non-IndusInd Bank ATMs: ₹25.
• Cash Payment Fee at IndusInd Bank Branch: ₹100.
• Duplicate Physical Statement Request: ₹100 per statement (beyond last 3 months).
• Re-issue/Replacement: ₹100.
• Charge-slip Request: ₹300.
• Dynamic Currency Conversion Fee: 1% Mark-up fee plus taxes.
• Rent payments through third-party merchants: 2% Fee + GST.
• Late Payment Charges (till 14th June 2026): Up to ₹100 - NIL.
• ₹101-500 - ₹100.
• ₹501-1,000 - ₹350.
• ₹1001-10,000 - ₹550.
• ₹10,001-25,000 - ₹800.
• ₹25,001-50,000 - ₹1,100.
• Above ₹50,000 - ₹1,300.
• Late Payment Charges (Effective 15th June 2026): Up to ₹100 - NIL.
• ₹101-500 - ₹100.
• ₹501-1,000 - ₹500.
• ₹1001-5,000 - ₹600.
• ₹5001-10,000 - ₹750.
• ₹10001-25,000 - ₹900.
• ₹25,001-50,000 - ₹1,100.
• Above ₹50,000 - ₹1,300.

Verified · mitc · 2026-08-21 · source

Interest-free period

Interest free credit period is applicable only if all previous dues are paid in full, and there is no unpaid balance carried over from previous month's statement outstanding dues.

Verified · mitc · 2026-08-21 · source

Official terms

https://www.indusind.bank.in/iblogs/credit-card/navigating-foreign-transactions-understanding-and-minimizing-credit-card-markup-fees-abroad/.

Verified · charges · 2026-08-21 · source