SBI Card
Karur Vysya Bank SBI Card Prime
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Overview
Karur Vysya Bank SBI Card Prime by SBI Card. Facts on this page are extracted and verified automatically from official issuer documents.
Fees
Joining fee
Confirm on the official page
Fee waiver
Annual/Renewal fee of ₹2,999 waived off on annual spends of ₹3 Lakh or more in the preceding year.
Verified · kfs · 2026-08-21 · source
Renewal fee
₹2,999 (Waived off on annual spends of ₹3 Lakh or more in the preceding year).
Verified · kfs · 2026-08-21 · source
Rewards
Redemption value
- Rewards Redemption Fee ₹99, applicable only on Physical products, Statement Credit & on Vouchers that are sent physically as specified in the individual product Terms & Conditions, for all cards except AURUM.
- Reward Points accrued are valid for a period of 24 months (for all cards except AURUM).
- If not redeemed within this period they expire and are forfeited on the last day of the 24th month.
Verified · mitc · 2026-08-21 · source
Travel & lounge
Lounge access
- All Airport Lounge visits within India through International Lounge Access Programs (like Priority Pass program) will be charged a usage fee of up to USD 27 per visit + applicable taxes.
- Lounge visits outside India through International Lounge Access Programs (like Priority Pass), after exhausting complimentary visits, will be charged a usage fee of up to USD 27 per visit + applicable taxes.
Verified · kfs · 2026-08-21 · source
Dining, golf, concierge, insurance, milestones & welcome
Welcome benefit
Confirm on the official page
Eligibility
Not published in the official documents on file — see the official T&C link below.
Charges & interest
Forex markup
3.5% Foreign Currency Transaction Fee (for all cards except AURUM, Elite, Prime NRI Secured, Tata Neu Infinity SBI Credit Card, SBI Card Miles Elite/Miles Prime/Miles).
Verified · kfs · 2026-08-21 · source
Interest-free period
20 to 50 days (applicable only on retail purchases and if previous month's outstanding balance is paid in full).
Verified · kfs · 2026-08-21 · source
Transfers
Not published in the official documents on file — see the official T&C link below.
Common questions
Is the Karur Vysya Bank SBI Card Prime annual fee ever waived?
Annual/Renewal fee of Rs.2,999 waived off on annual spends of Rs.3 Lakh or more in the preceding year.
kfsWhat lounge access does the Karur Vysya Bank SBI Card Prime include?
All Airport Lounge visits within India through International Lounge Access Programs (like Priority Pass program) will be charged a usage fee of up to USD 27 per visit + applicable taxes.
kfsWhat are the transfer ratios for Karur Vysya Bank SBI Card Prime points?
Transfer ratios are not shown here as a confident value. Confirm the current ratio in your issuer account before transferring.
Other verified details
Not published in the official documents on file — see the official T&C link below.
Official documents & verification
Official terms
https://www.sbicard.com/en/cardholder-agreement.page.
Verified · lounge_travel · 2026-08-21 · source
Verified 2026-08-21 · facts from the official issuer page. Issuers may change fees, earn rates, lounge counts and waivers without notice — always confirm before applying.
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